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Welcome to the Huabai Block Talk
花白说 Red envelopes are abundant
☝️
花白说 Red envelopes are abundant
☝️
Welcome to the Huabai Block Talk
花白说 Red envelopes are abundant
☝️
花白说 Red envelopes are abundant
☝️
If I had to summarize the Plasma series in one sentence: The true Alpha of the stablecoin era is not in 'more aggressive', but in 'more certain'.
The true Alpha of the stablecoin era is not more aggressive returns, not more exaggerated narratives, but rather more certain experiences, more certain rules, and more certain exit paths. Because the essence of stablecoins is certainty assets, and they ultimately serve not a small number of people who study mechanisms, but a larger scale of people who just want to use their money. The more you view Plasma through the lens of payment system standards, the more you will understand that the difficulty and value of this route lie in the word 'certainty'.
I have always said that Plasma is more like a settlement network because the core of a settlement network is never 'to be fast once', but 'to be stable for a long time'. Achieving a smooth experience once is not difficult; the challenge is to maintain predictability during peaks, fluctuations, malicious abuse, and scale expansion. To achieve this predictability, the system must complement a large number of unsexy capabilities: multiple RPC instances, state machine and idempotent tracking, recoverable failure experiences, controllable and risk-managed payments, interpretable and exit-able profit channels, processable merchant collection reconciliation and refunds, and institutionalized permissions and governance. You will find that these capabilities seem like engineering details, but they determine whether stablecoins can transition from 'commonly used tools in the crypto circle' to 'daily funding channels for a broader audience'.
I have always said that Plasma is more like a settlement network because the core of a settlement network is never 'to be fast once', but 'to be stable for a long time'. Achieving a smooth experience once is not difficult; the challenge is to maintain predictability during peaks, fluctuations, malicious abuse, and scale expansion. To achieve this predictability, the system must complement a large number of unsexy capabilities: multiple RPC instances, state machine and idempotent tracking, recoverable failure experiences, controllable and risk-managed payments, interpretable and exit-able profit channels, processable merchant collection reconciliation and refunds, and institutionalized permissions and governance. You will find that these capabilities seem like engineering details, but they determine whether stablecoins can transition from 'commonly used tools in the crypto circle' to 'daily funding channels for a broader audience'.
Feeling good, feeling good...
A new event is here to grab red envelopes,
Sorry, hahaha...
Do you all believe it??
Currently, the majority of red envelopes are 5.88, everyone hurry up.
There are only two days left for the XPL creator event, hold on to the last opportunity and make one last push.
Remember, real security does not lie in how much you know, but in following the procedures every time. Do small tests and go through official channels, gradually forming a habit. You'll find that using Plasma is easier, and you can also use it as a stablecoin payment tool.
By operating this way, the experience will be smoother and more reassuring.
@Plasma $XPL #plasma
A new event is here to grab red envelopes,
Sorry, hahaha...
Do you all believe it??
Currently, the majority of red envelopes are 5.88, everyone hurry up.
There are only two days left for the XPL creator event, hold on to the last opportunity and make one last push.
Remember, real security does not lie in how much you know, but in following the procedures every time. Do small tests and go through official channels, gradually forming a habit. You'll find that using Plasma is easier, and you can also use it as a stablecoin payment tool.
By operating this way, the experience will be smoother and more reassuring.
@Plasma $XPL #plasma
Everyone, please join my chat room
Hello, everyone, I am Huabai.
Today I have also created my own chat room, and everyone is welcome to join.
Next, I will share red envelopes, market trading, etc.
Click here to receive 🧧
花白的小核心 🧧🧧
Today I have also created my own chat room, and everyone is welcome to join.
Next, I will share red envelopes, market trading, etc.
Click here to receive 🧧
花白的小核心 🧧🧧
Hello, everyone, I am Huabai.
Today I have also created my own chat room, and everyone is welcome to join.
Next, I will share red envelopes, market trading, etc.
Click here to receive 🧧
花白的小核心 🧧🧧
Today I have also created my own chat room, and everyone is welcome to join.
Next, I will share red envelopes, market trading, etc.
Click here to receive 🧧
花白的小核心 🧧🧧
Spring Festival Plan: Eat well, drink well, have a fat wallet, and head towards a better 2026 with Binance! 💰
币安中文社区
·
--
🎉 Spring Festival Preparation! #币安 will celebrate the festival with you～
🚀 Follow @币安中文社区 and @新手学堂天使自治社区 , and leave a comment in this comment area to share your Spring Festival plans:
🎁 100 USDT * 10 people
📅 Event Time: February 6 - February 28
Come and interact～
*Winning users will receive a notification from the Square Assistant within 5 working days after the end of the event
🚀 Follow @币安中文社区 and @新手学堂天使自治社区 , and leave a comment in this comment area to share your Spring Festival plans:
🎁 100 USDT * 10 people
📅 Event Time: February 6 - February 28
Come and interact～
*Winning users will receive a notification from the Square Assistant within 5 working days after the end of the event
XPL rewards have been distributed, did you receive it?
I received 1640 $XPL 130U.
500 people received!!
My mindset is different from the beginning. When I first started writing the series, I was easily driven by the narrative: stablecoin liquidation networks, dollar internet, payment-level experiences… these terms sound grand and can easily excite people. But the more I write, the calmer I become, because I increasingly believe in one thing: the opportunities that can genuinely be realized in the long term do not rely on emotions and imagination, but on something more fundamental — verifiable progress. Is Plasma worth following in the long term? Look at whether it is continuously improving, and whether these 'improvements' can be seen by you, sensed by users, and proven by data.
500 people received!!
My mindset is different from the beginning. When I first started writing the series, I was easily driven by the narrative: stablecoin liquidation networks, dollar internet, payment-level experiences… these terms sound grand and can easily excite people. But the more I write, the calmer I become, because I increasingly believe in one thing: the opportunities that can genuinely be realized in the long term do not rely on emotions and imagination, but on something more fundamental — verifiable progress. Is Plasma worth following in the long term? Look at whether it is continuously improving, and whether these 'improvements' can be seen by you, sensed by users, and proven by data.
Binance has distributed rewards, everyone check to see if you received any? Over 100 U.
I joined the XPL creator activity too late, so my score is low and thus the reward is lower..
I see some friends have received several thousand, over 500 U, this is for half a month, the activity still has three days left, and we can keep pushing to earn more points, which translates to money..
The narrative around stablecoins can easily lead to a misjudgment of risk. Because you are holding stablecoins, you may feel that the risk is inherently lower. However, the real risks don’t just come from the price of the coins; they stem more from transparency issues in the mechanisms, uncertainty in exits, unchecked authorizations, and handing over funds to complex strategies without understanding them. The more you treat Plasma as a stablecoin settlement network, the more you should demand standards from it like a payment system: predictable, explainable, and recoverable. If you filter any product or opportunity using these three words, you will avoid many pitfalls and be able to stay at the table longer.
@Plasma $XPL #plasma
I joined the XPL creator activity too late, so my score is low and thus the reward is lower..
I see some friends have received several thousand, over 500 U, this is for half a month, the activity still has three days left, and we can keep pushing to earn more points, which translates to money..
The narrative around stablecoins can easily lead to a misjudgment of risk. Because you are holding stablecoins, you may feel that the risk is inherently lower. However, the real risks don’t just come from the price of the coins; they stem more from transparency issues in the mechanisms, uncertainty in exits, unchecked authorizations, and handing over funds to complex strategies without understanding them. The more you treat Plasma as a stablecoin settlement network, the more you should demand standards from it like a payment system: predictable, explainable, and recoverable. If you filter any product or opportunity using these three words, you will avoid many pitfalls and be able to stay at the table longer.
@Plasma $XPL #plasma
Binance is coming back big, referrer gets 40U, referred person gets 60U
A total of 100U, one person can earn a maximum referral reward of 200U, and can refer up to 5 people.
Various activities for the New Year, let's get started!!
I have already started, brothers, everyone catch up..
Anyone can do this, those who invest in Twitter might get priority review.
I see that filling out the form requires registering a Twitter account and a reason for the referral. Many KOLs I know are hesitant, some have started to participate.
@Plasma $XPL #plasma
活动详情
A total of 100U, one person can earn a maximum referral reward of 200U, and can refer up to 5 people.
Various activities for the New Year, let's get started!!
I have already started, brothers, everyone catch up..
Anyone can do this, those who invest in Twitter might get priority review.
I see that filling out the form requires registering a Twitter account and a reason for the referral. Many KOLs I know are hesitant, some have started to participate.
@Plasma $XPL #plasma
活动详情
Today's profit from Binance's initial offering is estimated to be 50-100U
Points threshold: 235 points
Espresso (ESP)
Initial offering from 8 PM to 10 PM, the current BNB price is relatively low, it's also suitable to buy, if you want to be more stable, you can consider borrowing.
There is a high probability it will still be 3 BNB, but since BNB's price is low now, it might also be 6 BNB; anyway, I will participate in every event, regardless of the profit, there will always be some profit.
Everyone just needs to operate according to their own situation!!
Hope for a bigger profit!!
@Plasma $XPL #plasma
Points threshold: 235 points
Espresso (ESP)
Initial offering from 8 PM to 10 PM, the current BNB price is relatively low, it's also suitable to buy, if you want to be more stable, you can consider borrowing.
There is a high probability it will still be 3 BNB, but since BNB's price is low now, it might also be 6 BNB; anyway, I will participate in every event, regardless of the profit, there will always be some profit.
Everyone just needs to operate according to their own situation!!
Hope for a bigger profit!!
@Plasma $XPL #plasma
This Binance Square has 10 BNB every day, and it is about to end. I haven’t had a chance even once.
Can you give me one, teacher.
Today is the Kitchen God Festival, and we’ll be making dumplings in the afternoon. But we also need to carry out regular updates~
Keep the Square active.
Discussing DeFi in a payment-based ecosystem is often misunderstood as just pursuing TVL or yield stories. However, from first principles, the core demand of DeFi on Plasma is actually: how to make the circulation and accumulation of stablecoin funds more efficient. Payment systems will bring a large amount of stablecoin inflows and outflows. If there are no low-threshold and convenient fund management tools on-chain, funds are likely to "leave once used up," making it difficult to establish stickiness in the ecosystem; however, once suitable DeFi components are available, stablecoins will no longer just be "traffic" but can accumulate into "stock," allowing the flywheel to potentially start turning.
Therefore, the early development direction of DeFi on Plasma must first address: First, the yield and cash management of stablecoins (low-risk preference, simple and easy to use), allowing users to be willing to put a portion of stablecoins on-chain; second, lending and turnover, meeting the short-term funding needs of merchants and users, thus improving fund efficiency; third, market making and liquidity tools to ensure the smoothness of currency exchange and settlement, supporting larger-scale transactions and payments. As for complex derivatives, such products should wait until the foundational credit layer and liquidity are sufficiently strong before naturally developing, otherwise they risk becoming "high yield attracting people, high risk scaring people away."
Therefore, when evaluating Plasma's DeFi, we cannot just look at APR but must consider whether it is addressing three things: First, whether funds are willing to stay; second, whether turnover is smoother; third, whether liquidity is deeper. As long as these three issues are gradually resolved, the payment narrative will not remain at the level of "can transfer" but will evolve into "easy to use, commonly used, and users are willing to keep their money on this chain."
@Plasma $XPL #plasma
Can you give me one, teacher.
Today is the Kitchen God Festival, and we’ll be making dumplings in the afternoon. But we also need to carry out regular updates~
Keep the Square active.
Discussing DeFi in a payment-based ecosystem is often misunderstood as just pursuing TVL or yield stories. However, from first principles, the core demand of DeFi on Plasma is actually: how to make the circulation and accumulation of stablecoin funds more efficient. Payment systems will bring a large amount of stablecoin inflows and outflows. If there are no low-threshold and convenient fund management tools on-chain, funds are likely to "leave once used up," making it difficult to establish stickiness in the ecosystem; however, once suitable DeFi components are available, stablecoins will no longer just be "traffic" but can accumulate into "stock," allowing the flywheel to potentially start turning.
Therefore, the early development direction of DeFi on Plasma must first address: First, the yield and cash management of stablecoins (low-risk preference, simple and easy to use), allowing users to be willing to put a portion of stablecoins on-chain; second, lending and turnover, meeting the short-term funding needs of merchants and users, thus improving fund efficiency; third, market making and liquidity tools to ensure the smoothness of currency exchange and settlement, supporting larger-scale transactions and payments. As for complex derivatives, such products should wait until the foundational credit layer and liquidity are sufficiently strong before naturally developing, otherwise they risk becoming "high yield attracting people, high risk scaring people away."
Therefore, when evaluating Plasma's DeFi, we cannot just look at APR but must consider whether it is addressing three things: First, whether funds are willing to stay; second, whether turnover is smoother; third, whether liquidity is deeper. As long as these three issues are gradually resolved, the payment narrative will not remain at the level of "can transfer" but will evolve into "easy to use, commonly used, and users are willing to keep their money on this chain."
@Plasma $XPL #plasma
In this cycle, very few things can make me stop and take a serious look.
mumu counts as one.
It is not a new narrative, but a survivor of the old model:
FAIR LAUNCH
Loss of permissions
Ownerless operation
Community-driven
On-chain facts are more important than any slogan:
CZ and Bao Er Ye's address hold at the same time
Liquidity locked
Top one locked through contract
Exchange wallet has intervened
What does this mean?
👉 It's not about "can it pump", but "is there a possibility to survive long enough"
What is rarer is:
The community does not rely on KOLs to spread,
but rather on genuine slow promotion.
In the world of memes,
surviving long enough is itself the greatest Alpha.
Contract:
0x5046deeffb03f910c9c4660237c8718a71182d8a
DeFi:
https://alphamumu.xyz/
mumu counts as one.
It is not a new narrative, but a survivor of the old model:
FAIR LAUNCH
Loss of permissions
Ownerless operation
Community-driven
On-chain facts are more important than any slogan:
CZ and Bao Er Ye's address hold at the same time
Liquidity locked
Top one locked through contract
Exchange wallet has intervened
What does this mean?
👉 It's not about "can it pump", but "is there a possibility to survive long enough"
What is rarer is:
The community does not rely on KOLs to spread,
but rather on genuine slow promotion.
In the world of memes,
surviving long enough is itself the greatest Alpha.
Contract:
0x5046deeffb03f910c9c4660237c8718a71182d8a
DeFi:
https://alphamumu.xyz/
Plasma Ecological Map 1: Wallets, Payments, Merchant Tools - Who is the Most Critical?
Many people talk about ecosystems and like to count 'how many protocols there are', but for payment-oriented projects like Plasma, the key to the ecosystem is not the number of protocols, but who can truly push stablecoins into everyday use. If I were to prioritize, I would divide the ecosystem into three layers: entry layer, payment layer, and merchant layer. The core of the entry layer is the wallet and account experience — it determines whether a newcomer can succeed the first time and avoid pitfalls. Without a sufficiently smooth entry, even the richest DeFi is only for old players.
The second layer includes payment tools and development components: payment SDKs, collection components, callback notifications, order state machines, subscription debits; these may sound 'not so sexy', but they are the keys to enabling application parties to integrate quickly and replicate and expand payment scenarios. The third layer consists of merchant tools: reconciliation, reports, settlements, refunds, profit sharing, and risk control. Merchants will not connect just because your chain is fast; what they want is 'can it save people, save money, and save trouble'. Once merchant tools are operational, stablecoin payments will transition from 'user self-indulgence' to 'commercial closed loop'.
So when you ask me who is the most critical? The answer is: in the early stages, prioritize whether wallets and payment tools can eliminate barriers, and in the mid-term, see if merchant tools can turn usage into a scalable business. If Plasma's ecological map can grow along this path, its moat will not rely on promotion, but on real usage habits and merchant networks.
@Plasma $XPL #plasma
Many people talk about ecosystems and like to count 'how many protocols there are', but for payment-oriented projects like Plasma, the key to the ecosystem is not the number of protocols, but who can truly push stablecoins into everyday use. If I were to prioritize, I would divide the ecosystem into three layers: entry layer, payment layer, and merchant layer. The core of the entry layer is the wallet and account experience — it determines whether a newcomer can succeed the first time and avoid pitfalls. Without a sufficiently smooth entry, even the richest DeFi is only for old players.
The second layer includes payment tools and development components: payment SDKs, collection components, callback notifications, order state machines, subscription debits; these may sound 'not so sexy', but they are the keys to enabling application parties to integrate quickly and replicate and expand payment scenarios. The third layer consists of merchant tools: reconciliation, reports, settlements, refunds, profit sharing, and risk control. Merchants will not connect just because your chain is fast; what they want is 'can it save people, save money, and save trouble'. Once merchant tools are operational, stablecoin payments will transition from 'user self-indulgence' to 'commercial closed loop'.
So when you ask me who is the most critical? The answer is: in the early stages, prioritize whether wallets and payment tools can eliminate barriers, and in the mid-term, see if merchant tools can turn usage into a scalable business. If Plasma's ecological map can grow along this path, its moat will not rely on promotion, but on real usage habits and merchant networks.
@Plasma $XPL #plasma
Real example of buying and selling U being frozen
Example 1: Selling U gets bitten back by 'dirty money' (most common)
Background:
Xiao Zhang sells USDT on a trading platform (OTC), with an order of 10,000 U.
The buyer paid quickly using a bank card transfer.
Process:
Xiao Zhang confirms receipt → Releases currency
2 days later, the bank card was suddenly frozen
Bank notification: 'Suspected of receiving fraud-related funds, cooperate with police investigation'
Truth:
The buyer used the money of the fraud victim
Funding chain:
Fraud victim → Buyer's bank card → Xiao Zhang's bank card
Although Xiao Zhang is a normal transaction, he is considered a 'transitional receiver' in the funding path
Background:
Xiao Zhang sells USDT on a trading platform (OTC), with an order of 10,000 U.
The buyer paid quickly using a bank card transfer.
Process:
Xiao Zhang confirms receipt → Releases currency
2 days later, the bank card was suddenly frozen
Bank notification: 'Suspected of receiving fraud-related funds, cooperate with police investigation'
Truth:
The buyer used the money of the fraud victim
Funding chain:
Fraud victim → Buyer's bank card → Xiao Zhang's bank card
Although Xiao Zhang is a normal transaction, he is considered a 'transitional receiver' in the funding path
M has fallen so much, I am used to looking at this kind of bubble chart.
Binance's beloved child $ASTER has indeed risen by 10 points~ It seems that the last purchase cost of Big Brother is around 0.98~1U? Haha. But it has also risen from 0.08 or so, CZ Big Brother should hold a lot, and the market value of this coin has surpassed the market value of many platform tokens.
The background is very impressive!!~
The airdrop of $WLFI 4000W has currently reached the third week, this week just started, rewards will be distributed on Friday, giving $USD1 continuous empowerment, but even after it ends, USD1 will still drop!!!
@Plasma $XPL #Plasma
Binance's beloved child $ASTER has indeed risen by 10 points~ It seems that the last purchase cost of Big Brother is around 0.98~1U? Haha. But it has also risen from 0.08 or so, CZ Big Brother should hold a lot, and the market value of this coin has surpassed the market value of many platform tokens.
The background is very impressive!!~
The airdrop of $WLFI 4000W has currently reached the third week, this week just started, rewards will be distributed on Friday, giving $USD1 continuous empowerment, but even after it ends, USD1 will still drop!!!
@Plasma $XPL #Plasma
The creators of this issue of XPL are about to finish, and the final chart for the snapshot on the 12th is coming.
It is expected that the middle-tier participants can earn over 200U, and the top three are estimated to break through rewards of 1000U!!
Making money through writing is still the best; the front row consists of friends I know, and they are indeed quite good at their assignments.
It's great; no matter what, everyone should keep writing well. It's time for the final sprint, so don't fall behind..
Seize the last opportunity~ Push for 2 more days, earn more points, points equal money!!!
@Plasma $XPL #plasma
It is expected that the middle-tier participants can earn over 200U, and the top three are estimated to break through rewards of 1000U!!
Making money through writing is still the best; the front row consists of friends I know, and they are indeed quite good at their assignments.
It's great; no matter what, everyone should keep writing well. It's time for the final sprint, so don't fall behind..
Seize the last opportunity~ Push for 2 more days, earn more points, points equal money!!!
@Plasma $XPL #plasma
I am ready in position, waiting for the red envelope countdown to end!!
Today I want to grab a 188U red envelope 🧧.
By the way, it's been a long time since Binance Alpha has had big gains, when will a few big gains come? I still miss the times when there were over 600U, over 700U, and even over 100U!!
Those days were really crazy for grabbing, every day had big gains, constantly receiving, constantly selling, constantly rising!! 📈 It was really so comfortable.
The number of Alpha users has dropped from a peak of 500,000 to the current 180,000. These 180,000 people are still struggling to hold on, and they can still make money, it's just that the earnings are not much anymore.
My XPL, please rise quickly!! Currently deeply trapped~~~
@Plasma $XPL #plasma
Today I want to grab a 188U red envelope 🧧.
By the way, it's been a long time since Binance Alpha has had big gains, when will a few big gains come? I still miss the times when there were over 600U, over 700U, and even over 100U!!
Those days were really crazy for grabbing, every day had big gains, constantly receiving, constantly selling, constantly rising!! 📈 It was really so comfortable.
The number of Alpha users has dropped from a peak of 500,000 to the current 180,000. These 180,000 people are still struggling to hold on, and they can still make money, it's just that the earnings are not much anymore.
My XPL, please rise quickly!! Currently deeply trapped~~~
@Plasma $XPL #plasma
Yesterday I grabbed over 20 U red envelopes 🧧 from XBIT, and today I will continue to grab more, with two chances left!! One today and one tomorrow. Can I grab a 188 U one!!!
I want good luck!! 🍀
Currently, the market is fluctuating around 70,000!! I still have a bullish outlook, and everyone says there will be a second test, but regardless of whether there is a second test or not, this major dip is a great buying opportunity, and most mainstream coins have rebounded by over 15 points.
I hope in 2026 we can have continuous luck and good fortune. Get rich quick!
The core of "bankization" is not to make you believe in a new bank, but to make the user experience of stablecoins more similar to everyday finance: shorter paths, fewer errors, clearer reconciliations, and smoother settlements. From the narrative of Plasma, it looks more like building a set of "infrastructure combinations" for stablecoins: providing a friendlier payment experience on-chain, with entry products responsible for hiding complexity, and real-world rails responsible for actually connecting funds to merchants and life scenarios.
You can understand it as: stablecoins are already the "digital dollar", but still lack a sufficiently smooth "usage system". Once this system runs, stablecoins will not just be able to transfer but will become a tool you are willing to use every day.
@Plasma $XPL #plasma
I want good luck!! 🍀
Currently, the market is fluctuating around 70,000!! I still have a bullish outlook, and everyone says there will be a second test, but regardless of whether there is a second test or not, this major dip is a great buying opportunity, and most mainstream coins have rebounded by over 15 points.
I hope in 2026 we can have continuous luck and good fortune. Get rich quick!
The core of "bankization" is not to make you believe in a new bank, but to make the user experience of stablecoins more similar to everyday finance: shorter paths, fewer errors, clearer reconciliations, and smoother settlements. From the narrative of Plasma, it looks more like building a set of "infrastructure combinations" for stablecoins: providing a friendlier payment experience on-chain, with entry products responsible for hiding complexity, and real-world rails responsible for actually connecting funds to merchants and life scenarios.
You can understand it as: stablecoins are already the "digital dollar", but still lack a sufficiently smooth "usage system". Once this system runs, stablecoins will not just be able to transfer but will become a tool you are willing to use every day.
@Plasma $XPL #plasma
Let's talk about silver!!! Have you bought any?
Silver Market Analysis
Silver, as another precious metal, has a certain similarity in trends with gold but also possesses some unique characteristics:
Industrial Demand: Silver is not just a precious metal; it is widely used in industrial fields, especially in industries such as electronics, solar panels, and batteries. Therefore, silver prices are closely related to global industrial demand in addition to being influenced by the precious metal market.
Gold to Silver Ratio: Silver prices are often influenced by the price trends of gold, but due to its relative affordability, investors are generally more willing to purchase silver when gold prices rise, especially when gold prices are at a high level. The gold to silver ratio also affects investors' choices.
Silver, as another precious metal, has a certain similarity in trends with gold but also possesses some unique characteristics:
Industrial Demand: Silver is not just a precious metal; it is widely used in industrial fields, especially in industries such as electronics, solar panels, and batteries. Therefore, silver prices are closely related to global industrial demand in addition to being influenced by the precious metal market.
Gold to Silver Ratio: Silver prices are often influenced by the price trends of gold, but due to its relative affordability, investors are generally more willing to purchase silver when gold prices rise, especially when gold prices are at a high level. The gold to silver ratio also affects investors' choices.
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