في السنوات الأخيرة، بدأت العملات المشفرة تكتسب شعبية ليس فقط في المدن الكبرى مثل كراتشي ولاهور، ولكن أيضًا في البلدات الصغيرة والقرى في جميع أنحاء باكستان. بفضل الهواتف الذكية، والإنترنت الرخيص، والمنصات مثل يوتيوب وتيك توك، أصبح العديد من الشباب في المناطق الريفية فضوليين بشأن البيتكوين، والإيثريوم، والعملات الرقمية الأخرى. 💡 لماذا يهتم سكان القرية؟ الوصول السهل من خلال تطبيقات الهواتف المحمولة
يستخدم العديد من الناس تطبيقات مثل Binance و KuCoin على هواتفهم، دون الحاجة إلى حساب مصرفي تقليدي.
العملات المشفرة في باكستان: اهتمام ناشئ تكتسب العملات المشفرة اهتمامًا في باكستان، خاصة بين الشباب والسكان المتعلمين في مجال التكنولوجيا. يستكشف الناس الأصول الرقمية مثل البيتكوين (BTC) والإيثيريوم (ETH) للتداول والاستثمار وحتى المدفوعات المستقلة. ومع ذلك، فإن الوضع القانوني للعملات المشفرة في باكستان غير واضح. لم يعترف بنك باكستان المركزي (SBP) بالعملات المشفرة كعملة قانونية وقد حذر من استخدامها. في عام 2018، حظر على البنوك التعامل في العملات المشفرة، لكن التداول من نظير إلى نظير (P2P) واستخدام العملات المشفرة من خلال المنصات العالمية (مثل باينانس) استمر بشكل غير رسمي.
🪙 Basic Steps to Buy Crypto 1. Choose a Trusted Exchange → Use platforms like Binance → Make sure the exchange is reputable and secure. 2. Create an Account → Sign up with your email and verify your identity → Set up 2FA (two-factor authentication) for security. 3. Deposit Money → Add funds using a bank transfer, credit card, or local payment method (depending on the platform). 4. Buy Cryptocurrency → Select a coin (like Bitcoin, Ethereum, ) → Choose how much you want to buy and confirm the purchase. 5. Store Your Crypto Safely → Use a crypto wallet (software or hardware) for better security. → Don't leave large amounts on exchanges long-term.
Ethereum is a type of digital money, like Bitcoin, but it can do more than just send money from one person to another. It is a blockchain platform that lets people build and run computer programs called smart contracts.
What Makes Ethereum Special?
Smart Contracts: These are like automatic agreements that run on the Ethereum network. For example, you can create a contract that automatically sends money once a task is done, without needing a middleman.
Decentralized Apps (DApp s): Developers can build apps on Ethereum that don’t rely on any single company or server. These apps run on many computers worldwide, making them very secure and hard to control or shut down.
What is ETH?
ETH (Ether) is the digital currency used on the Ethereum network. You need ETH to:
Pay for using smart contracts.
Run DApps.
Reward people who help keep the network safe by verifying transactions.
Why is Ethereum Important?
Ethereum is changing how we think about the internet by allowing:
Trustless transactions: You don’t have to trust a company or person because the rules are automatic.
New financial tools: Like lending money, trading assets, or creating digital art (NFTs).
Innovation: People build new ideas on Ethereum every day.
Summary
Ethereum is more than just digital money. It’s a powerful platform that helps people create programs and apps that work automatically and fairly, without needing banks or companies in the middle. ETH is the fuel that makes all of this possible.
الإيثيريوم هو نوع من المال الرقمي، مثل البيتكوين، ولكنه يمكنه القيام بأكثر من مجرد إرسال المال من شخص إلى آخر. إنه منصة بلوكتشين تتيح للناس بناء وتشغيل برامج الكمبيوتر المسماة بالعقود الذكية.
ما الذي يجعل الإيثيريوم مميزًا؟
العقود الذكية: هذه مثل اتفاقيات تلقائية تعمل على شبكة الإيثيريوم. على سبيل المثال، يمكنك إنشاء عقد يرسل المال تلقائيًا بمجرد الانتهاء من مهمة، دون الحاجة إلى وسيط.
The Future of Cryptocurrency in Pakistan: A Turning Point in 2025
As 2025 unfolds, Pakistan stands on the brink of a financial revolution, leveraging cryptocurrency and blockchain technology to drive inclusion, innovation, and economic reform. 1. Rising Adoption and Digital Momentum Pakistan’s engagement with cryptocurrencies has surged—Chainalysis now ranks the country 9th globally in crypto adoption. With an estimated 27 million users projected by 2025 and a crypto market poised to generate over $1.6 billion, the nation is emerging as a key player in the digital asset era. 2. Government Moves Toward Regulation In March 2025, the government established the Pakistan Crypto Council (PCC), led by Finance Minister Muhammad Aurangzeb and headed by Bilal Bin Saqib, with Binance founder Changpeng Zhao serving as strategic advisor DawnWikipedia+1. The council is tasked with drafting regulations, fostering innovation, and positioning Pakistan as a regional web3 leader. By July, the government had enacted the Virtual Assets Ordinance, 2025, creating the Pakistan Virtual Assets Regulatory Authority (PVARA). The PVARA has broad powers—from licensing virtual asset service providers to ensuring compliance with FATF, anti-money laundering, and Islamic finance norms.
3. Strategic Infrastructure & Bitcoin Reserve Pakistan is actively building infrastructure to support crypto operations. In May, the government allocated 2,000 megawatts of surplus electricity to power Bitcoin mining and AI data centers, particularly in regions rich in unused energy. Highlighting its forward-looking vision, the country unveiled its Strategic Bitcoin Reserve—a long-term holding managed by the state, with no intent to sell. 4. Bridging Gaps: Inclusion & Innovation Cryptocurrency offers powerful solutions for a largely unbanked population—mobile wallets and stablecoins like USDT and USDC provide fast, low-cost remittances and financial access, particularly for freelancers and overseas workers. Simultaneously, blockchain enables enhanced transparency in sectors such as land registration, healthcare, and governance—potentially turning Pakistan into a hub for blockchain-driven innovation.
5. Risks and Challenges Ahead Despite its promise, crypto adoption in Pakistan faces significant challenges: Regulatory clarity is still evolving, and enforcement remains nascent.Cybersecurity risks and fraud potential are high without strong protections or education.Volatility and speculative trading behavior could harm inexperienced users.Sharia compliance concerns persist, needing careful alignment with Islamic finance principles
Final Thoughts The year 2025 marks a pivotal moment for crypto in Pakistan. From regulatory bodies like the PCC and PVARA to state-backed Bitcoin reserves and infrastructure investments, the country is crafting a serious, forward-looking strategy. If executed with balance—combining innovation with strong oversight—Pakistan could transform into a regional leader in digital assets, extending financial access, sparking growth, and enhancing governance.
وزیرِ خزانہ کا بلاک چین اور ڈیجیٹل اثاثوں کی فوری اپنائیت پر زور
وزیرِ خزانہ محمد اورنگزیب نے "لیڈرشپ سمٹ برائے بلاک چین اور ڈیجیٹل اثاثے" سے خطاب کرتے ہوئے پاکستان میں بلاک چین ٹیکنالوجی اور ڈیجیٹل اثاثوں کو اپنانے کی رفتار تیز کرنے کی ضرورت پر زور دیا۔ انہوں نے ان ٹیکنالوجیز کو ملک کی مستقبل کی معیشت کے لیے نہایت اہم قرار دیا۔
انہوں نے کہا کہ پاکستان کا بینکاری نظام دیگر ممالک کے مقابلے میں کہیں زیادہ پیچیدہ ہے، جس کی وجہ سے ڈیجیٹل اصلاحات ناگزیر ہو چکی ہیں۔
محمد اورنگزیب کے مطابق پاکستان میں 2 سے 2.5 کروڑ افراد، جن میں زیادہ تر نوجوان ہیں، پہلے ہی ڈیجیٹل اثاثوں میں دلچسپی لے رہے ہیں۔ تاہم، اس شعبے میں باضابطہ قوانین کی عدم موجودگی خطرات کو جنم دے رہی ہے۔
انہوں نے کہا: "اتنی بڑی تعداد میں لوگوں کی شمولیت کو نظر انداز نہیں کیا جا سکتا" اور اس بات پر زور دیا کہ آگاہی، واضح پالیسیوں اور مؤثر حفاظتی اقدامات کا نفاذ نہایت ضروری ہے تاکہ ایک محفوظ اور مؤثر ڈیجیٹل مالیاتی نظام تشکیل دیا جا سکے۔
Finance Minister Urges Swift Adoption of Blockchain and Digital Assets
Speaking at the Leadership Summit on Blockchain and Digital Assets, Finance Minister Muhammad Aurangzeb emphasized the urgent need for Pakistan to accelerate its transition toward blockchain technology and digital assets, calling them critical to the country’s future economic growth.
He highlighted the complexity of Pakistan’s current banking system as a major reason for digital transformation. With an estimated 20–25 million Pakistanis—primarily youth—already engaged in digital assets, the minister warned that the absence of formal regulation poses serious risks.
“This level of participation cannot be overlooked,” Aurangzeb stated, underscoring the importance of creating awareness, implementing clear policies, and establishing safeguards to ensure a secure and efficient digital finance ecosystem.
With reference to the news items regarding the 14th meeting of the National Assembly’s Standing Committee on Finance and Revenue, it is clarified that State Bank of Pakistan (SBP), in 2018 advised its regulated entities including Banks, Development Finance Institutions (DFIs), Microfinance Banks (MFBs), Electronic Money Institutions (EMIs), Payment System Operators (PSOs), Payment Service Providers (PSPs), and Exchange Companies to avoid dealing in Virtual Assets (VAs) due to the absence of any legal and regulatory framework for the VAs; not because it was declared illegal in the country. This was done to protect its regulated entities and their customers from the risks emanating due to the absence of legal and regulatory framework for VAs in the country. The SBP and Finance Division are currently engaged with the Pakistan Crypto Council established by the Federal Government for, among others, developing an appropriate legal and regulatory framework for VAs in Pakistan. We understand that the legal and regulatory framework would provide the requisite clarity and legal coverage about the VAs ensuring consumer and investor protection.