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Zama is being hailed as one of the most technologically advanced projects in the crypto space today. While most blockchains are public and transparent, Zama aims to bring a "Privacy Layer" to the entire industry.
1. What is Zama? (The Simple Version)
Currently, if you make a transaction on a public blockchain, everyone can see your balance and history. Zama changes this using a technology called FHE (Fully Homomorphic Encryption).
The Concept: It allows developers to process data while it is still encrypted.
The Analogy: Think of it like a "blindfolded" accountant who can calculate your taxes perfectly without ever seeing the actual numbers on your documents.
The "HTTPS" Moment: Just as HTTPS made the internet secure for credit cards and banking, Zama aims to make blockchain secure for private financial data.
2. 2026 Latest Updates
Zama has hit some massive milestones recently that have put it on every investor's radar:
Successful Launch: In early February 2026, Zama launched its $ZAMA token, raising over $121 Million in a liquidity auction. This shows massive institutional trust.
Mainnet is Live: Unlike many projects that are just "promises," Zama’s technology is already working. Developers are now building "Confidential Smart Contracts."
Partnerships: Zama is collaborating with major players like Aave and Morpho to bring private lending and borrowing to DeFi.
Encrypted Stablecoins: They are currently rolling out cUSDT (Confidential USDT), allowing users to hold and transfer stablecoins without revealing their wallet balance to the public.
3. Price Prediction: Where is $ZAMA Heading?
As of February 2026, the token is in its "Price Discovery" phase.
Current Trend: After the initial launch hype, the price has stabilized. Many early auction participants took profits, creating a "dip" which is often a healthy entry point for new buyers.
Short-Term Target: If the broader crypto market remains bullish, ZAMA is expected to retest its highs of $0.035 - $0.040 and potentially push toward $0.10 as it gets listed on more Tier-1 exchanges.
Long-Term Potential: Because Zama is "Infrastructure" (like Chainlink or Ethereum), its value grows as more apps use its tech. In a full bull cycle (2026-2027), experts believe it could reach $0.50 to $1.00, depending on the adoption of FHE technology.
4. Investment Guide: Buy, Hold, or Sell?
Should You Buy?
If you are looking for a project with real utility rather than just a meme, ZAMA is a strong candidate. Buying during these post-launch dips is generally considered a good strategy for long-term gains.
Should You Hold?
Yes. Zama is not a "pump and dump" coin. It is a fundamental tech project. Holding for at least 6 to 12 months will allow the ecosystem to grow and the token utility to kick in.
Should You Sell?
If you are a day trader and you’ve already made 2x-3x profit, taking some initial investment out is smart. However, selling your entire bag now might mean missing out on the "Privacy Narrative" which is expected to be a top trend in 2026.
Final Verdict
Zama is a high-conviction play. It solves the biggest problem in crypto: Privacy. While the price might be volatile in the short term because it is a new token, the long-term fundamentals are incredibly strong.

The landscape of Malaysian finance is getting a major digital makeover. Bank Negara Malaysia (BNM) has officially kicked off three ambitious pilot projects through its Digital Asset Innovation Hub (DAIH). This move isn’t just about following a trend; it’s a strategic step toward modernizing how money moves both at home and across borders.
Announced on February 11, 2026, these initiatives focus on "real-world applications" of blockchain technology, specifically targeting wholesale payments—the large-scale transactions that happen between banks and big businesses.
The Three Big Pilots
BNM is collaborating with industry heavyweights to test how digital currency can make payments faster, cheaper, and more secure.
B2B Settlements: Standard Chartered Bank and Capital A (the parent company of AirAsia) are teaming up to test ringgit-pegged stablecoins for business-to-business payments.
Tokenised Deposits (Maybank): Malayan Banking (Maybank) is exploring the use of tokenised deposits—digital versions of traditional bank balances—to facilitate seamless payments.
Tokenised Deposits (CIMB): CIMB Group Holdings is also diving into tokenised deposits, focusing on how this technology can improve payment workflows.
Notably, as a Muslim-majority nation, Malaysia is ensuring these projects explore Shariah-related considerations, making sure digital innovation remains inclusive and compliant with Islamic finance principles.
A 3-Year Roadmap to 2027
This isn't a one-off experiment. These pilots are part of a structured 3-Year Tokenisation Roadmap launched by BNM to guide the country’s digital evolution:
2025: Capacity Building – Setting up the Innovation Hub and establishing industry working groups.
2026: POCs and Pilots – The current stage, where live testing and "Proof of Concepts" (POCs) happen in controlled environments (sandboxes).
2027+: Next Steps – Assessing results to shape future laws, regulations, and the potential launch of a wholesale Central Bank Digital Currency (wCBDC).
Why Does This Matter?
The ultimate goal is to safeguard Malaysia’s monetary and financial stability while embracing the future. By testing these "on-chain" versions of the Ringgit, the central bank aims to:
Speed up cross-border trade by cutting out the middleman.
Lower costs for businesses.
Strengthen the Ringgit’s role in the global digital economy.
Beyond the central bank’s pilots, private innovation is also moving fast. For instance, the RMJDT stablecoin, launched by Tunku Ismail Ibrahim’s firm Bullish Aim, is already undergoing testing on the Zetrix blockchain to help attract foreign investment.
What’s Next?
BNM plans to share more detailed insights and policy plans regarding ringgit stablecoins and tokenised deposits by the end of 2026. This testing phase will be crucial in deciding if and when a digital Ringgit becomes a permanent part of our wallets.
#CZAMAonBinanceSquare #USRetailSalesMissForecast #USNFPBlowout #USTechFundFlows

Silver market is going through a big change this year. According to the Silver Institute, the total demand for silver should stay steady in 2026, but the reason why is changing. Even though factories and jewelry makers are buying less silver because it has become so expensive, regular people are buying more silver coins and bars than they have in years. This jump in investing is filling the gap and keeping the market moving.
Record Prices Change Everything
Silver prices have been on a wild ride lately. Last year, the price of silver shot up by a massive 147%. By the end of January 2026, it even hit a record high of $121.60 per ounce. Right now, it is sitting around $81 per ounce, which is still up 14% since the start of the year. Because the price is so high, many people who used to buy silver jewelry or use it in factories are starting to look for cheaper options.
Investors are Buying More Than Ever
The most exciting part of the report is the comeback of silver investing. After three years of people buying less, demand for physical silver is expected to grow by 20% this year. Investors in Western countries are leading this trend, buying up roughly 227 million ounces. People are seeing silver as a safe way to protect their money, and this "buying fever" is the main reason why the silver market isn't shrinking.
Factories and Jewelry Makers Pull Back
On the other side, the high cost of silver is making it hard for businesses. Factories that make solar panels and electronics are trying to "thrift"—which means they are finding ways to use less silver or find other metals to take its place. Because of this, industrial use is expected to drop to its lowest level in four years. Jewelry sales are also falling for the second year in a row, and the demand for silver plates and silverware is expected to drop by 17%, especially in places like India.
More Silver is Being Made, But It’s Still Not Enough
The world is actually producing more silver now than it has in ten years. Total supply is expected to hit 1.05 billion ounces. This is happening because mines are producing more, and more people are recycling their old silver to take advantage of the high prices. Even with all this extra silver, there still isn't enough to go around. The market is facing a "deficit," meaning people want 67 million ounces more than what is actually available. This shortage is likely to keep silver prices high for a long time.

On February 9, 2026, Bangladesh and the United States entered into a sweeping new trade agreement that promises significant tariff relief but comes with strict geopolitical and economic conditions. Signed in Washington by Commerce Adviser Sk Bashir Uddin and US Trade Representative Jamieson Greer, the deal seeks to narrow the $6.1 billion trade gap between the two nations while firmly aligning Bangladesh’s economic future with Western interests.
The "Non-Market Economy" Trap
The most striking feature of this pact is a restrictive clause that could reshape Bangladesh’s foreign policy. Under the agreement, Bangladesh is effectively barred from entering into new free trade or preferential economic deals with "non-market economies." The US specifically classifies China, Russia, Vietnam, Belarus, Tajikistan, Uzbekistan, Moldova, and Azerbaijan under this category.
If Bangladesh violates this clause, the US reserves the right to terminate the agreement and reimpose a punishing 37% reciprocal tariff. Experts warn that this provision makes it nearly impossible for Bangladesh to join the Regional Comprehensive Economic Partnership (RCEP), the world’s largest trade bloc, because China is a central member and accession would require separate agreements.
Tariff Relief and the "US Cotton" Condition
For Bangladeshi exporters, the deal offers a mix of opportunities and hurdles. The reciprocal tariff on most exports has been lowered to 19%. However, a major incentive is the "zero-duty" access for garments made specifically from US-grown cotton and synthetic fibers.
While this gives Bangladesh a competitive edge over neighbors like India and Pakistan—who rely on their own domestic cotton—it forces a shift in the supply chain. To enjoy the best benefits, Bangladeshi factories must now look across the Atlantic for their raw materials rather than sourcing them locally or from regional partners.
Massive Commercial and Defense Commitments
The agreement is not just about what Bangladesh exports, but what it must buy. As part of the deal, Bangladesh has committed to massive commercial purchases from the US. This includes the acquisition of 14 Boeing aircraft (costing roughly Tk35,000 crore over 20 years) and a $15 billion long-term deal for US liquefied natural gas (LNG). Additionally, Bangladesh will import millions of tonnes of US wheat, soy, and cotton.
On the security front, the deal dictates that Bangladesh must "endeavour to increase purchases of US military equipment" while limiting defense imports from "certain countries." This signals a clear move to reduce Bangladesh’s long-standing reliance on Chinese and Russian military hardware.
Intellectual Property and Labor Reforms
Beyond trade and hardware, the US is requiring Bangladesh to overhaul its legal and regulatory frameworks. Bangladesh must now adhere to 13 international treaties outside the WTO framework, including the Berne Convention, within the next three to five years.
Domestically, the government has agreed to remove non-tariff barriers for US products, accept US certifications (such as FDA standards) unilaterally, and strengthen labor rights. This includes resolving criminal cases against factory workers and establishing more robust minimum wage review mechanisms.
What the Experts Are Saying
The reaction from trade analysts is a mix of optimism and caution. Former WTO Cell director Md Hafizur Rahman and trade expert Mostafa Abid Khan noted that while the deal opens doors, it also creates "significant legal and economic challenges."
Experts are particularly concerned about the "Potential Impact on Investment." The US now has the authority to take action against companies in Bangladesh if they export goods to the US at "below-market prices." Hafizur warned that this could deter foreign investors—particularly from China—who have long viewed Bangladesh as a low-cost production hub for reaching the American market.
Ultimately, while the deal provides a roadmap for "unprecedented access" to US markets, it transforms Bangladesh into a key strategic partner for the US, often at the expense of its ability to negotiate freely with other global superpowers.

The cryptocurrency market is currently navigating a period of intense scrutiny as investors pivot from a "blowout" labor report to the upcoming January Consumer Price Index (CPI) release. Following a tumultuous start to the year, digital assets are trapped in a tug-of-war between resilient economic data and the hope for a shift in Federal Reserve policy. As the dust settles from January's volatility, here is what is shaping the crypto landscape ahead of the next major macro catalyst.
The "Good News is Bad News" Paradox
Recent data showed that the U.S. economy added 130,000 jobs in January—nearly double the anticipated 70,000. While a strong labor market is generally a sign of economic health, for Bitcoin, it has acted as a headwind. This resilience suggests the Federal Reserve has no urgent reason to lower interest rates. Consequently, interest rate futures have been rapidly repriced, with many traders pushing expectations for the first rate cut back to the second half of the year. For high-risk assets like Bitcoin, higher-for-longer rates increase financing costs and keep Treasury yields elevated, making non-yielding digital assets less attractive in the short term.
CPI: The Ultimate Trend Decider
While employment data provided a shock, analysts argue that the inflation metric is even more critical. The upcoming CPI report is forecast to show a year-over-year reduction to 2.5%. If the numbers come in lower than expected, it could reignite the "early pivot" narrative, providing the necessary fuel for Bitcoin to break out of its current consolidation. Conversely, a "hotter" inflation print would likely reinforce the Fed's restrictive stance, potentially sending Bitcoin back to test the support levels seen during the late January selloff.
Bitcoin Consolidation and Sell-Side Exhaustion
Bitcoin has spent much of the past week oscillating between $62,800 and $72,000. Despite the macro pressure, there are subtle signs of stabilization. On-chain distribution data suggests that the pace of the recent decline is decelerating, a phenomenon often described as "sell-side exhaustion." While a definitive trend reversal has not yet been confirmed, the market is no longer reacting with the same panic seen a month ago. Ethereum and other altcoins remain largely flat, awaiting a clear signal from the "digital gold" before making their next move.