Everyone keeps asking why alts and utility tokens are getting destroyed.
Just look at this heatmap. Most SaaS stocks are down 30-55% in merely a few weeks, Adobe, Snowflake, Datadog - all getting wrecked.
Now think about what most utility projects in crypto actually are. They're SaaS on steroids. Same AI disruption hitting them, but with way lower market caps and 1000x the volatility.
If billion dollar software companies with MILLIONS of paying users are getting punished this hard - imagine what happens to a low MC utility token with barely any revenue and customers?
Yeah. Exactly what we're seeing rn.
So how come I'm still BULLISH long term? Because IMO - crypto's biggest use case hasn't even been unlocked yet.
Every AI agent in the world is going to need a financial layer. Something permissionless, programmable, 24/7 - the purest form of crypto.
The more AI grows, the more it's going to need an easy and secure access to funds. And the more the entire ecosystem thrives.
The potential here is bigger than most people realize.
Franklin Templeton and Binance launched an institutional off-exchange collateral program, letting eligible clients use tokenized money market fund shares (Benji) as collateral while assets stay in third-party custody via Ceffu and the collateral value is mirrored on Binance.
Built to improve capital efficiency and reduce counterparty risk, expanding their Sept 2025 collaboration.
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Bitwise Q4’25 data highlights continued corporate accumulation:
• 1.1M BTC held by public companies (5.25% of total supply) • Corporate holdings up 7.2% QoQ • 191 public companies now hold Bitcoin (+19 new entrants in one quarter) • 73,763 BTC added in Q4 alone • Total USD value: ~$94B due to market volatility
Despite price fluctuations reducing total valuation, accumulation continued to expand
When $XRP becomes a global bridge asset for cross border payments and tokenized assets, the price per unit needs to be high to provide deep liquidity and low slippage at institutional scale.
With fixed supply, real settlement utility, and growing regulatory clarity, valuation shifts from speculation to function.
Banks vs Crypto TODAY. The future of stablecoin yields is on the line. $XRP's legal chief meets White House, Goldman Sachs, and JPMorgan. Banks want to kill crypto interest. This is a fight for fair play. Legislation hangs by a thread. Don't miss this. Massive implications unfolding now
$ZRO just did a crazy 4H breakout (+38%) trend is bullish, but it’s stretched right now. Best plan (no chasing) Long setup (retest buy): Entry Zone: 2.30 – 2.20 (pullback area) SL: 2.08 TP1: 2.59 TP2: 2.75 TP3: 3.00+ Breakout long (only if it clears high): Trigger: 4H close above 2.59 Entry: 2.55–2.60 retest SL: 2.40 TPs: 2.75 → 3.00 This is a breakout / retest play, not a chase. $ZRO