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Ethereum Price Slides As Binance Reserves Fall: Why Isn’t Supply Shock Working?
The post Ethereum Price Slides as Binance Reserves Fall: Why Isn’t Supply Shock Working? appeared first on Coinpedia Fintech News
The Ethereum price keeps falling, despite supply on Binance keeps shrinking. Normally, declining exchange reserves are bullish and many immediately speculate for a rally. Coins leave exchanges, sell pressure drops, price rises. That’s the textbook theory.
But markets don’t care about textbooks, it works in a more twisted way and ordinary textbook theories don’t always work and ETH not going up is clear evidence of this.
Right now, the Ethereum price sits near $1908 with fading momentum, moving averages weakening after a bearish crossover on both long-term and shortterm spans, and downside pressure refusing to let up. So what’s overpowering the shrinking exchange supply narrative?
Shrinking Binance Reserves Explained
Binance’s ETH exchange reserve is trending downward again. That means ETH is being withdrawn. Under normal spot-driven conditions, that’s constructive theoretically.
As, less ETH on exchange typically means fewer coins readily available for sale.
Well, here’s the catch: spot dynamics don’t dominate short-term price action anymore. Infact, Derivatives do as they have strong leverage support from exchanges that covers up spot activity in short term.
And that is what changes everything. Since, exchange reserve data reflects spot supply. But the Ethereum price chart is currently reacting more to futures positioning than to on-chain withdrawals.
If open interest is elevated, funding rates has turned negative, and traders are leaning heavily short, aggressive derivatives selling can drag Ethereum/USD lower. That’s why even if spot supply is shrinking. In that scenario, futures pressure simply overwhelms spot optimism. And that appears to be what’s happening.
Withdrawals Don’t Always Mean Holding
But, still knowing what futures activities are capable of, then let’s be real. This clearly implies that withdrawals aren’t automatically bullish accumulation anymore and theories like these are not certain indicators anymore.
Also, withdrawals also implies that ETH can leave Binance for DeFi collateral use, staking, Layer-2 activity, OTC transactions, or even transfers to other exchanges. A decline in Binance reserves doesn’t guarantee coins are locked away long term. That’s a very practical and logical thing to assume at this point about exchange reserve metrics. As Global sell pressure can still persist elsewhere.
So, shrinking supply on one exchange doesn’t necessarily mean shrinking supply everywhere.
Weak Demand and Macro Drag
Here’s another inconvenient truth, as a reduced exchange supply isn’t enough without demand presence.
In the crypto sector this demand comes from stablecoins inflows. If these are weak, then risk appetite is low, or broader market sentiment is negative, as a result ETH price won’t respond positively. In this mix, if we add macro correlation into the mix then it complicates the outlook even more bleak.
Like, if broader crypto is soft or risk markets are under pressure, then reserve signals can be completely overridden.
There’s also the possibility that large players are playing both sides: withdrawing spot ETH while opening short positions in derivatives. Strategic hedging Or positioning for lower levels.
So What’s Next For Ethereum price?
If derivatives pressure continues and liquidity gets cleared to the downside, Ethereum price prediction models increasingly point toward a deeper support retest, potentially in the $1,700 region. That doesn’t invalidate long-term structure but it does suggest pain could come first.
For now, the Ethereum price remains under pressure despite falling Binance reserves, proving once again that in this market, supply signals alone don’t move charts but positioning does.
The Ethereum price keeps falling, despite supply on Binance keeps shrinking. Normally, declining exchange reserves are bullish and many immediately speculate for a rally. Coins leave exchanges, sell pressure drops, price rises. That’s the textbook theory.
But markets don’t care about textbooks, it works in a more twisted way and ordinary textbook theories don’t always work and ETH not going up is clear evidence of this.
Right now, the Ethereum price sits near $1908 with fading momentum, moving averages weakening after a bearish crossover on both long-term and shortterm spans, and downside pressure refusing to let up. So what’s overpowering the shrinking exchange supply narrative?
Shrinking Binance Reserves Explained
Binance’s ETH exchange reserve is trending downward again. That means ETH is being withdrawn. Under normal spot-driven conditions, that’s constructive theoretically.
As, less ETH on exchange typically means fewer coins readily available for sale.
Well, here’s the catch: spot dynamics don’t dominate short-term price action anymore. Infact, Derivatives do as they have strong leverage support from exchanges that covers up spot activity in short term.
And that is what changes everything. Since, exchange reserve data reflects spot supply. But the Ethereum price chart is currently reacting more to futures positioning than to on-chain withdrawals.
If open interest is elevated, funding rates has turned negative, and traders are leaning heavily short, aggressive derivatives selling can drag Ethereum/USD lower. That’s why even if spot supply is shrinking. In that scenario, futures pressure simply overwhelms spot optimism. And that appears to be what’s happening.
Withdrawals Don’t Always Mean Holding
But, still knowing what futures activities are capable of, then let’s be real. This clearly implies that withdrawals aren’t automatically bullish accumulation anymore and theories like these are not certain indicators anymore.
Also, withdrawals also implies that ETH can leave Binance for DeFi collateral use, staking, Layer-2 activity, OTC transactions, or even transfers to other exchanges. A decline in Binance reserves doesn’t guarantee coins are locked away long term. That’s a very practical and logical thing to assume at this point about exchange reserve metrics. As Global sell pressure can still persist elsewhere.
So, shrinking supply on one exchange doesn’t necessarily mean shrinking supply everywhere.
Weak Demand and Macro Drag
Here’s another inconvenient truth, as a reduced exchange supply isn’t enough without demand presence.
In the crypto sector this demand comes from stablecoins inflows. If these are weak, then risk appetite is low, or broader market sentiment is negative, as a result ETH price won’t respond positively. In this mix, if we add macro correlation into the mix then it complicates the outlook even more bleak.
Like, if broader crypto is soft or risk markets are under pressure, then reserve signals can be completely overridden.
There’s also the possibility that large players are playing both sides: withdrawing spot ETH while opening short positions in derivatives. Strategic hedging Or positioning for lower levels.
So What’s Next For Ethereum price?
If derivatives pressure continues and liquidity gets cleared to the downside, Ethereum price prediction models increasingly point toward a deeper support retest, potentially in the $1,700 region. That doesn’t invalidate long-term structure but it does suggest pain could come first.
For now, the Ethereum price remains under pressure despite falling Binance reserves, proving once again that in this market, supply signals alone don’t move charts but positioning does.
Does MVRV Z-Score Reset Hints Stability for MYX Price or Drop Toward $1 Next?
The post Does MVRV Z-Score Reset Hints Stability for MYX Price or Drop Toward $1 Next? appeared first on Coinpedia Fintech News
Today, the MYX price didn’t just dip; it showed a brutal long squeeze that triggered around 50% collapse, wiping out overheated positioning in a short amount of time and sending liquidation data flashing red across derivatives dashboards.
According to Coinglass, total liquidations rekt over the past 24 hours reached $615.96K. Longs took the real hit $527.13K flushed, while shorts accounted for just $88.83K. That imbalance tells a clear story of a token dump. This wasn’t a balanced deleveraging; it seemed like a strategic one-sided unwind to extract most of the profits.
Liquidations Tell the Story in MYX Price
When long liquidations outweigh shorts nearly five to one, it usually means traders were leaning too hard in one direction.
The onchain data confirms that they truly were leaning too much on the bullish side. Per Santiment’s data, the MYX price had previously pushed the MVRV Z-Score to 4.731, which seemed to be in a danger zone, as this metric had been rising and hadn’t risen much beyond 4.731 which showed that was the limit of previous bullish rise.
That reading suggests market value had detached sharply from holders’ cost basis. In simpler terms, there were too many paper profits and markets covered that gap by this dump. As there was too much heat.
As a reason, the Z-score collapsed to 2.309 alongside a 50% price drawdown and surging volume. That’s not random volatility, in fact, the data points out that’s a violent shift from speculative euphoria to something closer to fair value. Massive unrealized gains got flushed out. Weak hands exited under pressure. Supply changed hands.
Well, here’s the kicker: that kind of washout can either mark the end for crypto or the reset before a base forms. Based on what the MYX price chart displays, it seems it is more interested in developing a base around $2.50-$3.00, aligning with an ascending trendline that’s been present for months.
MVRV Reset in Motion
A drop from 4.731 to 2.309 doesn’t scream bullish continuation, but it doesn’t scream structural death either. Historically, extreme Z-scores leave little room for sustainability. Pullbacks are common.
Now the market sits in a more neutral-bullish range, at least statistically speaking.
And that spike in volume during the drawdown? Classic capitulation behavior. It often accompanies panic-driven exits. But let’s be real, it also signals the market has aggressively repriced risk.
$3 Support Under Pressure
Technically, the MYX price chart shows the collapse reaching an ascending trendline support near $2.50-$3.0. That level matters. So far, it’s holding at CMP at $2.65, when writing.
But, If $3.0 breaks decisively, downside toward $1.0 becomes a realistic extension of the bearish outlook. No sugarcoating that. However, if consolidation builds around current levels and demand gradually returns, the foundation for recovery could form.
The MYX price prediction now hinges on whether this support becomes accumulation or surrender.
Utility Concerns Emerge
And then there’s the uncomfortable detail. Lower daily exchange activity appears to have played a role too in a recent dump. Because, MYX’s utility is driven by trading activity on its platform. Recent dashboard data shows declining open interest across key pairs like BTC/USDT and ETH/USDT.
Less activity. Less utility demand. Investors noticed and they basically dumped.
So while the long squeeze triggered the collapse, slowing exchange momentum may have lit the fuse. Whether that trend stabilizes could determine what happens next for MYX price.
Today, the MYX price didn’t just dip; it showed a brutal long squeeze that triggered around 50% collapse, wiping out overheated positioning in a short amount of time and sending liquidation data flashing red across derivatives dashboards.
According to Coinglass, total liquidations rekt over the past 24 hours reached $615.96K. Longs took the real hit $527.13K flushed, while shorts accounted for just $88.83K. That imbalance tells a clear story of a token dump. This wasn’t a balanced deleveraging; it seemed like a strategic one-sided unwind to extract most of the profits.
Liquidations Tell the Story in MYX Price
When long liquidations outweigh shorts nearly five to one, it usually means traders were leaning too hard in one direction.
The onchain data confirms that they truly were leaning too much on the bullish side. Per Santiment’s data, the MYX price had previously pushed the MVRV Z-Score to 4.731, which seemed to be in a danger zone, as this metric had been rising and hadn’t risen much beyond 4.731 which showed that was the limit of previous bullish rise.
That reading suggests market value had detached sharply from holders’ cost basis. In simpler terms, there were too many paper profits and markets covered that gap by this dump. As there was too much heat.
As a reason, the Z-score collapsed to 2.309 alongside a 50% price drawdown and surging volume. That’s not random volatility, in fact, the data points out that’s a violent shift from speculative euphoria to something closer to fair value. Massive unrealized gains got flushed out. Weak hands exited under pressure. Supply changed hands.
Well, here’s the kicker: that kind of washout can either mark the end for crypto or the reset before a base forms. Based on what the MYX price chart displays, it seems it is more interested in developing a base around $2.50-$3.00, aligning with an ascending trendline that’s been present for months.
MVRV Reset in Motion
A drop from 4.731 to 2.309 doesn’t scream bullish continuation, but it doesn’t scream structural death either. Historically, extreme Z-scores leave little room for sustainability. Pullbacks are common.
Now the market sits in a more neutral-bullish range, at least statistically speaking.
And that spike in volume during the drawdown? Classic capitulation behavior. It often accompanies panic-driven exits. But let’s be real, it also signals the market has aggressively repriced risk.
$3 Support Under Pressure
Technically, the MYX price chart shows the collapse reaching an ascending trendline support near $2.50-$3.0. That level matters. So far, it’s holding at CMP at $2.65, when writing.
But, If $3.0 breaks decisively, downside toward $1.0 becomes a realistic extension of the bearish outlook. No sugarcoating that. However, if consolidation builds around current levels and demand gradually returns, the foundation for recovery could form.
The MYX price prediction now hinges on whether this support becomes accumulation or surrender.
Utility Concerns Emerge
And then there’s the uncomfortable detail. Lower daily exchange activity appears to have played a role too in a recent dump. Because, MYX’s utility is driven by trading activity on its platform. Recent dashboard data shows declining open interest across key pairs like BTC/USDT and ETH/USDT.
Less activity. Less utility demand. Investors noticed and they basically dumped.
So while the long squeeze triggered the collapse, slowing exchange momentum may have lit the fuse. Whether that trend stabilizes could determine what happens next for MYX price.
Ethereum Founder Vitalik Buterin Says Paying Users Alone Won’t Save Crypto Apps
The post Ethereum Founder Vitalik Buterin Says Paying Users Alone Won’t Save Crypto Apps appeared first on Coinpedia Fintech News
Vitalik Buterin, co-founder of Ethereum, has weighed in on a growing debate within the crypto industry over whether projects must financially reward users to achieve adoption, arguing that incentives can help — but only when used carefully.
His comments came in response to an online discussion claiming that crypto applications cannot attract meaningful usage without airdrops, token rewards or other financial incentives. While Buterin acknowledged that the argument reflects the current realities of the industry, he said the issue is more nuanced than simply “reward users or fail.”
Incentives Can Work — If Used Correctly
Buterin explained that some forms of incentives are economically healthy, particularly when they compensate early adopters for risks associated with using new or experimental platforms. For example, liquidity rewards in decentralized finance (DeFi) can offset the higher technical and security risks that typically exist in early-stage protocols.
In such cases, he said, incentives function as part of a sustainable economic loop rather than a marketing expense.
However, he warned that paying users purely to generate activity, such as incentivizing promotional posts or rewarding users who would not otherwise engage with a mature product, can attract low-quality participation and disappear once payments stop.
Quantity vs. Quality of Users
Buterin warned that aggressive reward campaigns can sometimes create the illusion of adoption while failing to build a committed long-term community. Even if user numbers rise during incentive programs, the overall value of the ecosystem may weaken if participation is driven solely by short-term profit opportunities.
He said that the challenge is particularly important for social or community-driven platforms, where the quality of contributors matters more than the raw number of accounts interacting with the application.
Focus Returning to Real Product Value
According to Buterin, the crypto sector is gradually moving toward a model where long-term success depends less on incentive-driven growth and more on building applications that people genuinely want to use. The most effective incentives, he argued, are those that temporarily compensate for the early disadvantages of a young platform and naturally fade as the product matures.
“The bulk of the effort should be on making an actually useful app,” he wrote, suggesting that the next phase of crypto adoption will favor projects that combine practical utility with carefully designed, targeted incentives rather than relying on broad reward campaigns to attract users.
Vitalik Buterin, co-founder of Ethereum, has weighed in on a growing debate within the crypto industry over whether projects must financially reward users to achieve adoption, arguing that incentives can help — but only when used carefully.
His comments came in response to an online discussion claiming that crypto applications cannot attract meaningful usage without airdrops, token rewards or other financial incentives. While Buterin acknowledged that the argument reflects the current realities of the industry, he said the issue is more nuanced than simply “reward users or fail.”
Incentives Can Work — If Used Correctly
Buterin explained that some forms of incentives are economically healthy, particularly when they compensate early adopters for risks associated with using new or experimental platforms. For example, liquidity rewards in decentralized finance (DeFi) can offset the higher technical and security risks that typically exist in early-stage protocols.
In such cases, he said, incentives function as part of a sustainable economic loop rather than a marketing expense.
However, he warned that paying users purely to generate activity, such as incentivizing promotional posts or rewarding users who would not otherwise engage with a mature product, can attract low-quality participation and disappear once payments stop.
Quantity vs. Quality of Users
Buterin warned that aggressive reward campaigns can sometimes create the illusion of adoption while failing to build a committed long-term community. Even if user numbers rise during incentive programs, the overall value of the ecosystem may weaken if participation is driven solely by short-term profit opportunities.
He said that the challenge is particularly important for social or community-driven platforms, where the quality of contributors matters more than the raw number of accounts interacting with the application.
Focus Returning to Real Product Value
According to Buterin, the crypto sector is gradually moving toward a model where long-term success depends less on incentive-driven growth and more on building applications that people genuinely want to use. The most effective incentives, he argued, are those that temporarily compensate for the early disadvantages of a young platform and naturally fade as the product matures.
“The bulk of the effort should be on making an actually useful app,” he wrote, suggesting that the next phase of crypto adoption will favor projects that combine practical utility with carefully designed, targeted incentives rather than relying on broad reward campaigns to attract users.
Ripple’s David Schwartz Warns Bitcoin May Need Quantum Fork ‘Or Collapse’
The post Ripple’s David Schwartz Warns Bitcoin May Need Quantum Fork ‘Or Collapse’ appeared first on Coinpedia Fintech News
Comments from David Schwartz, chief technology officer at Ripple, have reignited debate over whether Bitcoin will need a major technical overhaul in the future to remain secure as quantum computing advances.
In a recent online discussion, Schwartz argued that bitcoin’s long-term success has so far depended more on its established reputation and market trust than on continuous technological upgrades at the blockchain level. However, he noted that one technological shift may ultimately be unavoidable: adapting the network to withstand potential quantum-computing threats.
Schwartz said bitcoin would likely “need a fork to be quantum proof,” warning that such a change could become necessary if advances in quantum computing eventually weaken today’s cryptographic protections. Without that type of upgrade, he suggested, the network could face serious long-term risks.
Technology vs. Market Dominance
The Ripple executive also said that bitcoin’s appeal does not rely heavily on adding new blockchain features. In his view, the network’s primary role is to ensure that users can reliably hold and transfer the asset over time — a function already achievable with widely available blockchain technologies. As a result, incremental technical innovation alone may not significantly influence bitcoin’s long-term adoption or price performance.
“For 99% of what makes bitcoin interesting, all the blockchain needs to be able to do is allow people to rely on being able to hold and transfer bitcoin in the future. That doesn’t require any technology that isn’t available in every public blockchain out there,” he said.
A Renewed Debate Over Bitcoin’s Future
Schwartz’s remarks come at a time when researchers and blockchain developers are increasingly discussing “post-quantum” cryptography — security systems designed to resist attacks from future quantum computers. While such threats are still considered distant, the discussion shows a broader industry question: whether bitcoin’s traditionally cautious approach to upgrades could eventually require coordinated global changes to maintain network security.
For now, the comments serve less as an immediate warning and more as a reminder that even the most established digital assets may one day face technological turning points driven by advances outside the crypto industry.
Comments from David Schwartz, chief technology officer at Ripple, have reignited debate over whether Bitcoin will need a major technical overhaul in the future to remain secure as quantum computing advances.
In a recent online discussion, Schwartz argued that bitcoin’s long-term success has so far depended more on its established reputation and market trust than on continuous technological upgrades at the blockchain level. However, he noted that one technological shift may ultimately be unavoidable: adapting the network to withstand potential quantum-computing threats.
Schwartz said bitcoin would likely “need a fork to be quantum proof,” warning that such a change could become necessary if advances in quantum computing eventually weaken today’s cryptographic protections. Without that type of upgrade, he suggested, the network could face serious long-term risks.
Technology vs. Market Dominance
The Ripple executive also said that bitcoin’s appeal does not rely heavily on adding new blockchain features. In his view, the network’s primary role is to ensure that users can reliably hold and transfer the asset over time — a function already achievable with widely available blockchain technologies. As a result, incremental technical innovation alone may not significantly influence bitcoin’s long-term adoption or price performance.
“For 99% of what makes bitcoin interesting, all the blockchain needs to be able to do is allow people to rely on being able to hold and transfer bitcoin in the future. That doesn’t require any technology that isn’t available in every public blockchain out there,” he said.
A Renewed Debate Over Bitcoin’s Future
Schwartz’s remarks come at a time when researchers and blockchain developers are increasingly discussing “post-quantum” cryptography — security systems designed to resist attacks from future quantum computers. While such threats are still considered distant, the discussion shows a broader industry question: whether bitcoin’s traditionally cautious approach to upgrades could eventually require coordinated global changes to maintain network security.
For now, the comments serve less as an immediate warning and more as a reminder that even the most established digital assets may one day face technological turning points driven by advances outside the crypto industry.
Analyst Says XRP Price Could Double If BlackRock Files ETF Application
The post Analyst Says XRP Price Could Double if BlackRock Files ETF Application appeared first on Coinpedia Fintech News
Institutional capital flows in the cryptocurrency market are beginning to show signs of diversification beyond bitcoin, with some analysts highlighting growing attention toward XRP as investors reposition portfolios. Market speculation has intensified around the possibility that global asset manager BlackRock could eventually pursue an XRP exchange-traded fund (ETF), a development analysts believe could significantly influence prices.
Institutional Flows Begin to Shift
Discussing recent market movements, analyst Zach Rector said that the current environment represents a major change compared with previous crypto cycles.
“We would have never seen this headline in the past seven years that I’ve been in crypto.”
He added that recent market data shows clear contrasts between outflows from some bitcoin and ether investment products and inflows into alternative crypto vehicles, including XRP-focused investment instruments.
ETF Filing Seen as Potential Turning Point
Market participants say the biggest catalyst for XRP could be a formal ETF filing from a major asset manager. Rector argued that such a step would mark a structural shift in institutional participation. “And we’ll see XRP double when that happens.”
Analysts say an ETF backed by a large global fund manager could expand institutional access, potentially bringing significant new liquidity into the asset.
Short-Term Pullbacks Still Possible
Despite the optimistic long-term outlook, short-term volatility may continue as the broader market searches for a bottom. Rector said that investors may still see additional dips before a sustained rally begins, while stressing that longer-term positioning strategies remain focused on accumulation.
Regulatory clarity, institutional product launches and continued inflows into alternative crypto investment vehicles could determine whether XRP becomes one of the primary beneficiaries of the next institutional allocation cycle.
Institutional capital flows in the cryptocurrency market are beginning to show signs of diversification beyond bitcoin, with some analysts highlighting growing attention toward XRP as investors reposition portfolios. Market speculation has intensified around the possibility that global asset manager BlackRock could eventually pursue an XRP exchange-traded fund (ETF), a development analysts believe could significantly influence prices.
Institutional Flows Begin to Shift
Discussing recent market movements, analyst Zach Rector said that the current environment represents a major change compared with previous crypto cycles.
“We would have never seen this headline in the past seven years that I’ve been in crypto.”
He added that recent market data shows clear contrasts between outflows from some bitcoin and ether investment products and inflows into alternative crypto vehicles, including XRP-focused investment instruments.
ETF Filing Seen as Potential Turning Point
Market participants say the biggest catalyst for XRP could be a formal ETF filing from a major asset manager. Rector argued that such a step would mark a structural shift in institutional participation. “And we’ll see XRP double when that happens.”
Analysts say an ETF backed by a large global fund manager could expand institutional access, potentially bringing significant new liquidity into the asset.
Short-Term Pullbacks Still Possible
Despite the optimistic long-term outlook, short-term volatility may continue as the broader market searches for a bottom. Rector said that investors may still see additional dips before a sustained rally begins, while stressing that longer-term positioning strategies remain focused on accumulation.
Regulatory clarity, institutional product launches and continued inflows into alternative crypto investment vehicles could determine whether XRP becomes one of the primary beneficiaries of the next institutional allocation cycle.
Best Crypto to Buy: 3 Top Crypto Coins to Invest in Before Retail FOMO Hits
The post Best Crypto to Buy: 3 Top Crypto Coins to Invest in Before Retail FOMO Hits appeared first on Coinpedia Fintech News
As the crypto market churns toward its next big breakout, investors are scanning for the best crypto to buy before retail FOMO ignites and prices erupt. Beyond the familiar buzz of Dogecoin (DOGE) and Cardano (ADA), Mutuum Finance (MUTM) is stealing the spotlight with DeFi utility, presale momentum, and strong growth mechanics. While DOGE and ADA remain attractive, MUTM leads as the top crypto pick to buy before the crowd catches on.
Dogecoin (DOGE): Testing Key Levels
Dogecoin (DOGE) is consolidating near $0.09275 after a steady decline, with the short-term trend still bearish. Support sits at $0.090–$0.091, while $0.098 remains firm resistance. A move above $0.095 could spark a brief relief rally, but failure to clear resistance may push price back toward support, with a break below $0.089 confirming further downside. Overall, sentiment is cautious, with sellers still in control as traders look for stronger opportunities elsewhere in the market.
Cardano (ADA): Awaiting Clear Direction
Cardano (ADA) remains in a cautious phase, with uncertainty over whether last week’s low ended its year-long correction. A sustained move above $0.305 would be the first sign that selling pressure is easing. Until then, ADA holds a steady but unconfirmed position as investors search for the next big crypto and the best crypto to buy now.
Mutuum Finance V1 Protocol Goes Live
Mutuum Finance has taken a major step forward with the launch of its V1 Protocol, transitioning from concept to live testing. Deployed on the Sepolia testnet, the protocol allows users to explore lending, borrowing, and liquidity features in a controlled environment. This phase is crucial for the team to fine-tune performance, optimize functionalities, and gather insights before the full mainnet launch.
Among Mutuum Finance’s key features is mtTokens, which are issued to liquidity providers and accumulate interest as borrowers repay their loans. For example, a user who deposits $15,000 in USDC at a 5% annual yield would earn $750 over a year. As lending activity expands and the platform sees broader adoption, these returns could potentially double, offering consistent passive income.
Multichain Expansion: Amplifying MUTM’s Reach and Utility
To enhance accessibility and growth, Mutuum Finance is pursuing a multichain expansion, extending its lending and borrowing protocol across multiple blockchain networks. This strategy not only attracts new liquidity providers and borrowers but also increases overall network activity, boosting the utility and demand for the MUTM token. For instance, an early investor holding 30,000 MUTM at $0.04, investing $1,200, could see their position rise to $2,100 if adoption on Ethereum drives the price to $0.07.
With the protocol deployed on additional chains, increased demand could propel the price even further, potentially reaching $0.90, turning the same 30,000 MUTM into $27,000. By connecting multiple networks, Mutuum Finance creates a growth multiplier effect that benefits both the ecosystem and its investors, reinforcing why some see it as a top crypto for early DeFi exposure.
Early-Stage Opportunity: Capturing Growth with MUTM
For those looking to engage with early-stage DeFi projects, Mutuum Finance presents a strong opportunity. Currently in Phase 7 of its presale, MUTM is priced at $0.04, offering investors the chance to secure early positions ahead of wider market exposure. Analysts anticipate that with the upcoming mainnet launch, active presale momentum, and integrated passive income mechanisms, the token could reach $0.50 shortly after listing on exchanges. This represents a potential 12.5x growth for early participants. The presale has already drawn nearly 19,000 investors, raising over $20.48 million, reflecting strong market confidence and signaling significant interest in the platform’s long-term prospects.
Before retail FOMO takes hold, smart investors are positioning in a mix of established momentum, steady fundamentals, and explosive early‑stage utility. While Dogecoin and Cardano offer meme‑driven rallies and research‑backed stability, Mutuum Finance (MUTM) stands out as the best crypto to buy for asymmetric growth. Priced at just $0.04, MUTM delivers a live DeFi lending platform, multichain scalability, and a presale that has already raised over $20.48 million, combining tangible utility with the kind of pre‑breakout momentum that defines the top crypto ahead of the next market surge.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
As the crypto market churns toward its next big breakout, investors are scanning for the best crypto to buy before retail FOMO ignites and prices erupt. Beyond the familiar buzz of Dogecoin (DOGE) and Cardano (ADA), Mutuum Finance (MUTM) is stealing the spotlight with DeFi utility, presale momentum, and strong growth mechanics. While DOGE and ADA remain attractive, MUTM leads as the top crypto pick to buy before the crowd catches on.
Dogecoin (DOGE): Testing Key Levels
Dogecoin (DOGE) is consolidating near $0.09275 after a steady decline, with the short-term trend still bearish. Support sits at $0.090–$0.091, while $0.098 remains firm resistance. A move above $0.095 could spark a brief relief rally, but failure to clear resistance may push price back toward support, with a break below $0.089 confirming further downside. Overall, sentiment is cautious, with sellers still in control as traders look for stronger opportunities elsewhere in the market.
Cardano (ADA): Awaiting Clear Direction
Cardano (ADA) remains in a cautious phase, with uncertainty over whether last week’s low ended its year-long correction. A sustained move above $0.305 would be the first sign that selling pressure is easing. Until then, ADA holds a steady but unconfirmed position as investors search for the next big crypto and the best crypto to buy now.
Mutuum Finance V1 Protocol Goes Live
Mutuum Finance has taken a major step forward with the launch of its V1 Protocol, transitioning from concept to live testing. Deployed on the Sepolia testnet, the protocol allows users to explore lending, borrowing, and liquidity features in a controlled environment. This phase is crucial for the team to fine-tune performance, optimize functionalities, and gather insights before the full mainnet launch.
Among Mutuum Finance’s key features is mtTokens, which are issued to liquidity providers and accumulate interest as borrowers repay their loans. For example, a user who deposits $15,000 in USDC at a 5% annual yield would earn $750 over a year. As lending activity expands and the platform sees broader adoption, these returns could potentially double, offering consistent passive income.
Multichain Expansion: Amplifying MUTM’s Reach and Utility
To enhance accessibility and growth, Mutuum Finance is pursuing a multichain expansion, extending its lending and borrowing protocol across multiple blockchain networks. This strategy not only attracts new liquidity providers and borrowers but also increases overall network activity, boosting the utility and demand for the MUTM token. For instance, an early investor holding 30,000 MUTM at $0.04, investing $1,200, could see their position rise to $2,100 if adoption on Ethereum drives the price to $0.07.
With the protocol deployed on additional chains, increased demand could propel the price even further, potentially reaching $0.90, turning the same 30,000 MUTM into $27,000. By connecting multiple networks, Mutuum Finance creates a growth multiplier effect that benefits both the ecosystem and its investors, reinforcing why some see it as a top crypto for early DeFi exposure.
Early-Stage Opportunity: Capturing Growth with MUTM
For those looking to engage with early-stage DeFi projects, Mutuum Finance presents a strong opportunity. Currently in Phase 7 of its presale, MUTM is priced at $0.04, offering investors the chance to secure early positions ahead of wider market exposure. Analysts anticipate that with the upcoming mainnet launch, active presale momentum, and integrated passive income mechanisms, the token could reach $0.50 shortly after listing on exchanges. This represents a potential 12.5x growth for early participants. The presale has already drawn nearly 19,000 investors, raising over $20.48 million, reflecting strong market confidence and signaling significant interest in the platform’s long-term prospects.
Before retail FOMO takes hold, smart investors are positioning in a mix of established momentum, steady fundamentals, and explosive early‑stage utility. While Dogecoin and Cardano offer meme‑driven rallies and research‑backed stability, Mutuum Finance (MUTM) stands out as the best crypto to buy for asymmetric growth. Priced at just $0.04, MUTM delivers a live DeFi lending platform, multichain scalability, and a presale that has already raised over $20.48 million, combining tangible utility with the kind of pre‑breakout momentum that defines the top crypto ahead of the next market surge.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
Bitcoin Stuck in a Range: When Will BTC Price Finally Break Above $70,000?
The post Bitcoin Stuck in a Range: When Will BTC Price Finally Break Above $70,000? appeared first on Coinpedia Fintech News
Bitcoin price has entered a decisive phase after losing upside momentum and slipping back into a historically sensitive price region. What initially looked like a routine pullback from the 2025 highs is now evolving into a broader consolidation structure, with price compressing between major supply and demand zones.
The key question for traders is no longer whether volatility will return but from which direction the breakout will come. And if the breakout heads north, will the BTC price rise above $70,000?
Bitcoin Is Entering a Bearish Range as Momentum Fades
On the weekly timeframe, Bitcoin has broken back below the $70,000 psychological level, which previously acted as a strong acceptance zone during the 2024–2025 markup phase. The rejection from the $110,000–$120,000 region formed a classic distribution top, followed by a series of lower highs—an early signal that market structure was weakening.The chart highlights a multi-month consolidation that originally acted as a launchpad for the late-2024 rally. Bitcoin has now returned to that same region, but instead of bouncing impulsively, the price is showing hesitation and thinner buying interest.
Bitcoin’s structure now reflects a clear shift in behaviour, with the former $70,000 support zone now acting as firm resistance. Instead of sharp, confident moves higher, candles have become choppier and more overlapping, a sign of consolidation. Momentum is also cooling, as the weekly RSI has slipped into the low 40s and CMF remains negative, pointing to steady capital outflows. Together, this suggests Bitcoin is going through a reset phase rather than attracting aggressive buying.
Price is now rotating between two clearly defined macro levels:
Primary Resistance: $69,000 – $72,000
Major Support/Demand Zone: $50,000–$54,000
Mid-Level Liquidity Pivot: ~$59,600 (currently being tested)
This structure resembles a range re-accumulation failure turning into redistribution, where former support flips into resistance—a pattern commonly seen during mid-cycle corrections.
Will the Bitcoin (BTC) Price Rise Above $70,000?
Bitcoin is no longer trending—it is trading between $50K and $70K after an overheated rally. The next major move will likely come from a volatility expansion out of this range. A weekly close above $72,000, supported by stronger volume and improving momentum, would signal that buyers are regaining control. In that bullish case, Bitcoin could target $78,000 first, followed by a move toward $88,000–$95,000 later in the month.
However, failure to hold the mid-range support near $59,000 would shift focus lower, opening the door for a retest of $54,000 and possibly the $50,000 demand zone. For now, BTC remains in a reset phase, and only a decisive breakout will determine whether $70,000 turns back into support or remains a ceiling.
Bitcoin price has entered a decisive phase after losing upside momentum and slipping back into a historically sensitive price region. What initially looked like a routine pullback from the 2025 highs is now evolving into a broader consolidation structure, with price compressing between major supply and demand zones.
The key question for traders is no longer whether volatility will return but from which direction the breakout will come. And if the breakout heads north, will the BTC price rise above $70,000?
Bitcoin Is Entering a Bearish Range as Momentum Fades
On the weekly timeframe, Bitcoin has broken back below the $70,000 psychological level, which previously acted as a strong acceptance zone during the 2024–2025 markup phase. The rejection from the $110,000–$120,000 region formed a classic distribution top, followed by a series of lower highs—an early signal that market structure was weakening.The chart highlights a multi-month consolidation that originally acted as a launchpad for the late-2024 rally. Bitcoin has now returned to that same region, but instead of bouncing impulsively, the price is showing hesitation and thinner buying interest.
Bitcoin’s structure now reflects a clear shift in behaviour, with the former $70,000 support zone now acting as firm resistance. Instead of sharp, confident moves higher, candles have become choppier and more overlapping, a sign of consolidation. Momentum is also cooling, as the weekly RSI has slipped into the low 40s and CMF remains negative, pointing to steady capital outflows. Together, this suggests Bitcoin is going through a reset phase rather than attracting aggressive buying.
Price is now rotating between two clearly defined macro levels:
Primary Resistance: $69,000 – $72,000
Major Support/Demand Zone: $50,000–$54,000
Mid-Level Liquidity Pivot: ~$59,600 (currently being tested)
This structure resembles a range re-accumulation failure turning into redistribution, where former support flips into resistance—a pattern commonly seen during mid-cycle corrections.
Will the Bitcoin (BTC) Price Rise Above $70,000?
Bitcoin is no longer trending—it is trading between $50K and $70K after an overheated rally. The next major move will likely come from a volatility expansion out of this range. A weekly close above $72,000, supported by stronger volume and improving momentum, would signal that buyers are regaining control. In that bullish case, Bitcoin could target $78,000 first, followed by a move toward $88,000–$95,000 later in the month.
However, failure to hold the mid-range support near $59,000 would shift focus lower, opening the door for a retest of $54,000 and possibly the $50,000 demand zone. For now, BTC remains in a reset phase, and only a decisive breakout will determine whether $70,000 turns back into support or remains a ceiling.
Tether Unveils QVAC, a Fully Local AI Assistant
The post Tether Unveils QVAC, a Fully Local AI Assistant appeared first on Coinpedia Fintech News
Tether CEO Paolo Ardoino shared a demo of QVAC, the company’s new AI assistant designed to run entirely on users’ own devices, not in the cloud. QVAC utilizes the Model Context Protocol (MCP) to support multiple skills and can complete tasks such as creating assignments in apps, all through local inference and reasoning, even on a modest laptop GPU. The design emphasizes privacy by keeping data on the device, and Tether plans to release QVAC as an open-source project for developers soon.
Tether CEO Paolo Ardoino shared a demo of QVAC, the company’s new AI assistant designed to run entirely on users’ own devices, not in the cloud. QVAC utilizes the Model Context Protocol (MCP) to support multiple skills and can complete tasks such as creating assignments in apps, all through local inference and reasoning, even on a modest laptop GPU. The design emphasizes privacy by keeping data on the device, and Tether plans to release QVAC as an open-source project for developers soon.
Pi Network News: Core Team Sets Feb 15 Deadline for Mainnet Node Upgrade
The post Pi Network News: Core Team Sets Feb 15 Deadline for Mainnet Node Upgrade appeared first on Coinpedia Fintech News
“Tap to Earn” Mobile mining Pi Network has announced a major Mainnet upgrade, and this time the focus is on its Node system. The Core Team has shared a detailed update, asking all Mainnet node operators to complete the first upgrade step before February 15 to stay connected to the network.
Meanwhile, Nodes that fail to upgrade may lose connection to the network.
Pi Network Mainnet Node Upgrade
According to the Pi core team, Pi Nodes play a key role in the ecosystem. They are described as the “fourth role” in the Pi community, alongside miners, contributors, and ambassadors.
Nodes are responsible for validating transactions and supporting decentralization across the Mainnet.
Unlike Bitcoin or Ethereum, which use proof-of-work systems that require heavy computing power, Pi uses a different method called the Stellar Consensus Protocol (SCP).
The updated node version includes two parts, the Node interface and the desktop Pi App interface. Users can run a node by installing a desktop application, making the process more accessible for everyday participants without advanced technical knowledge.
Pi Node Operators Face Deadline Of February 15
The Pi Core Team also highlighted that more than 16 million users have successfully migrated to the Mainnet, showing strong community participation.
In a recent tweet post, the team stated that all Mainnet node operators must complete the first phase of the upgrade before February 15 to stay connected to the network.
Important reminder for Nodes: The Pi Mainnet blockchain protocol is currently undergoing a series of upgrades. The deadline for the first upgrade step is February 15. All Mainnet nodes must complete this step to remain connected to the network. More information is available here…
— Pi Network (@PiCoreTeam) February 11, 2026
The update is part of a broader effort to strengthen the network’s infrastructure and improve long-term stability.
Pi Coin Price Analysis
As of now Pi network native coin is currently trading around $0.134, showing a 2% rise in the past 24 hours.
On the Pi/USDT daily chart, the price is moving near the lower edge of a falling channel. This area, around $0.135, may act as short-term support. If the price falls below this range, it could lead to new lows.
On the upside, the first resistance level is near $0.156. A stronger resistance zone is seen between $0.18 and $0.20. For the trend to change, Pi needs a daily close above $0.20 with strong buying support.
“Tap to Earn” Mobile mining Pi Network has announced a major Mainnet upgrade, and this time the focus is on its Node system. The Core Team has shared a detailed update, asking all Mainnet node operators to complete the first upgrade step before February 15 to stay connected to the network.
Meanwhile, Nodes that fail to upgrade may lose connection to the network.
Pi Network Mainnet Node Upgrade
According to the Pi core team, Pi Nodes play a key role in the ecosystem. They are described as the “fourth role” in the Pi community, alongside miners, contributors, and ambassadors.
Nodes are responsible for validating transactions and supporting decentralization across the Mainnet.
Unlike Bitcoin or Ethereum, which use proof-of-work systems that require heavy computing power, Pi uses a different method called the Stellar Consensus Protocol (SCP).
The updated node version includes two parts, the Node interface and the desktop Pi App interface. Users can run a node by installing a desktop application, making the process more accessible for everyday participants without advanced technical knowledge.
Pi Node Operators Face Deadline Of February 15
The Pi Core Team also highlighted that more than 16 million users have successfully migrated to the Mainnet, showing strong community participation.
In a recent tweet post, the team stated that all Mainnet node operators must complete the first phase of the upgrade before February 15 to stay connected to the network.
Important reminder for Nodes: The Pi Mainnet blockchain protocol is currently undergoing a series of upgrades. The deadline for the first upgrade step is February 15. All Mainnet nodes must complete this step to remain connected to the network. More information is available here…
— Pi Network (@PiCoreTeam) February 11, 2026
The update is part of a broader effort to strengthen the network’s infrastructure and improve long-term stability.
Pi Coin Price Analysis
As of now Pi network native coin is currently trading around $0.134, showing a 2% rise in the past 24 hours.
On the Pi/USDT daily chart, the price is moving near the lower edge of a falling channel. This area, around $0.135, may act as short-term support. If the price falls below this range, it could lead to new lows.
On the upside, the first resistance level is near $0.156. A stronger resistance zone is seen between $0.18 and $0.20. For the trend to change, Pi needs a daily close above $0.20 with strong buying support.
Pi Network News: Core Team Sets Feb 15 Deadline for Mainnet Node Upgrade
The post Pi Network News: Core Team Sets Feb 15 Deadline for Mainnet Node Upgrade appeared first on Coinpedia Fintech News
“Tap to Earn” Mobile mining Pi Network has announced a major Mainnet upgrade, and this time the focus is on its Node system. The Core Team has shared a detailed update, asking all Mainnet node operators to complete the first upgrade step before February 15 to stay connected to the network.
Meanwhile, Nodes that fail to upgrade may lose connection to the network.
Pi Network Mainnet Node Upgrade
According to the Pi core team, Pi Nodes play a key role in the ecosystem. They are described as the “fourth role” in the Pi community, alongside miners, contributors, and ambassadors.
Nodes are responsible for validating transactions and supporting decentralization across the Mainnet.
Unlike Bitcoin or Ethereum, which use proof-of-work systems that require heavy computing power, Pi uses a different method called the Stellar Consensus Protocol (SCP).
The updated node version includes two parts, the Node interface and the desktop Pi App interface. Users can run a node by installing a desktop application, making the process more accessible for everyday participants without advanced technical knowledge.
Pi Node Operators Face Deadline Of February 15
The Pi Core Team also highlighted that more than 16 million users have successfully migrated to the Mainnet, showing strong community participation.
In a recent tweet post, the team stated that all Mainnet node operators must complete the first phase of the upgrade before February 15 to stay connected to the network.
Important reminder for Nodes: The Pi Mainnet blockchain protocol is currently undergoing a series of upgrades. The deadline for the first upgrade step is February 15. All Mainnet nodes must complete this step to remain connected to the network. More information is available here…
— Pi Network (@PiCoreTeam) February 11, 2026
The update is part of a broader effort to strengthen the network’s infrastructure and improve long-term stability.
Pi Coin Price Analysis
As of now Pi network native coin is currently trading around $0.134, showing a 2% rise in the past 24 hours.
On the Pi/USDT daily chart, the price is moving near the lower edge of a falling channel. This area, around $0.135, may act as short-term support. If the price falls below this range, it could lead to new lows.
On the upside, the first resistance level is near $0.156. A stronger resistance zone is seen between $0.18 and $0.20. For the trend to change, Pi needs a daily close above $0.20 with strong buying support.
“Tap to Earn” Mobile mining Pi Network has announced a major Mainnet upgrade, and this time the focus is on its Node system. The Core Team has shared a detailed update, asking all Mainnet node operators to complete the first upgrade step before February 15 to stay connected to the network.
Meanwhile, Nodes that fail to upgrade may lose connection to the network.
Pi Network Mainnet Node Upgrade
According to the Pi core team, Pi Nodes play a key role in the ecosystem. They are described as the “fourth role” in the Pi community, alongside miners, contributors, and ambassadors.
Nodes are responsible for validating transactions and supporting decentralization across the Mainnet.
Unlike Bitcoin or Ethereum, which use proof-of-work systems that require heavy computing power, Pi uses a different method called the Stellar Consensus Protocol (SCP).
The updated node version includes two parts, the Node interface and the desktop Pi App interface. Users can run a node by installing a desktop application, making the process more accessible for everyday participants without advanced technical knowledge.
Pi Node Operators Face Deadline Of February 15
The Pi Core Team also highlighted that more than 16 million users have successfully migrated to the Mainnet, showing strong community participation.
In a recent tweet post, the team stated that all Mainnet node operators must complete the first phase of the upgrade before February 15 to stay connected to the network.
Important reminder for Nodes: The Pi Mainnet blockchain protocol is currently undergoing a series of upgrades. The deadline for the first upgrade step is February 15. All Mainnet nodes must complete this step to remain connected to the network. More information is available here…
— Pi Network (@PiCoreTeam) February 11, 2026
The update is part of a broader effort to strengthen the network’s infrastructure and improve long-term stability.
Pi Coin Price Analysis
As of now Pi network native coin is currently trading around $0.134, showing a 2% rise in the past 24 hours.
On the Pi/USDT daily chart, the price is moving near the lower edge of a falling channel. This area, around $0.135, may act as short-term support. If the price falls below this range, it could lead to new lows.
On the upside, the first resistance level is near $0.156. A stronger resistance zone is seen between $0.18 and $0.20. For the trend to change, Pi needs a daily close above $0.20 with strong buying support.
ETH News: Why Institutions Keep Choosing Ethereum Over Other Blockchains?
The post ETH News: Why Institutions Keep Choosing Ethereum Over Other Blockchains? appeared first on Coinpedia Fintech News
Milana Valmont, Co-founder of Valmont Group, a digital asset and market structure advisory firm, argued in a recent post that Ethereum’s biggest shift happened while most of crypto was busy watching its price fall.
According to Valmont, while traders spent years comparing ETH to faster chains and calling it dead, Ethereum moved in a different direction. Away from speculation and toward infrastructure.
Why Private Blockchains Failed and Ethereum Won
Valmont noted that institutions first tried building on private and permissioned blockchains. She compared this to how enterprises built intranets before the public internet took over. The result was the same every time.
“Liquidity fragmented. Standards diverged. Network effects never fully materialized,” she wrote.
Public blockchains fixed these issues. But institutions needed more than speed. They needed security, neutrality, and a track record under real stress with real money on the line. According to Valmont, Ethereum is the only programmable blockchain that has proven all three across a full market cycle.
ETF Approvals Changed the Math
Valmont said the approval of Ethereum ETFs and the resolution of proof-of-stake investigations removed a major barrier for institutional money.
“Capital does not move until uncertainty is reduced to an acceptable level,” she stated.
Once that cleared, tokenization on public blockchains went from experimental to competitive.
Ethereum as “Financial Middleware”
Valmont described Ethereum not as a standalone asset but as “financial middleware.” A neutral base layer where different institutions, protocols, and products can operate without one entity running the system.
She laid out the progression: stablecoins proved the model. Tokenized treasuries confirmed it. Funds are now connecting traditional asset management with blockchain-based settlement.
The Data Backs It Up
Ethereum currently holds around 68% of all DeFi total value locked. And just yesterday, BlackRock listed its $2.2 billion BUIDL tokenized Treasury fund on Uniswap and bought UNI tokens. That marks the world’s largest asset manager stepping directly into DeFi infrastructure built on Ethereum.
As Valmont put it, “Infrastructure shifts rarely announce themselves loudly. They tend to happen quietly and then all at once.”
Milana Valmont, Co-founder of Valmont Group, a digital asset and market structure advisory firm, argued in a recent post that Ethereum’s biggest shift happened while most of crypto was busy watching its price fall.
According to Valmont, while traders spent years comparing ETH to faster chains and calling it dead, Ethereum moved in a different direction. Away from speculation and toward infrastructure.
Why Private Blockchains Failed and Ethereum Won
Valmont noted that institutions first tried building on private and permissioned blockchains. She compared this to how enterprises built intranets before the public internet took over. The result was the same every time.
“Liquidity fragmented. Standards diverged. Network effects never fully materialized,” she wrote.
Public blockchains fixed these issues. But institutions needed more than speed. They needed security, neutrality, and a track record under real stress with real money on the line. According to Valmont, Ethereum is the only programmable blockchain that has proven all three across a full market cycle.
ETF Approvals Changed the Math
Valmont said the approval of Ethereum ETFs and the resolution of proof-of-stake investigations removed a major barrier for institutional money.
“Capital does not move until uncertainty is reduced to an acceptable level,” she stated.
Once that cleared, tokenization on public blockchains went from experimental to competitive.
Ethereum as “Financial Middleware”
Valmont described Ethereum not as a standalone asset but as “financial middleware.” A neutral base layer where different institutions, protocols, and products can operate without one entity running the system.
She laid out the progression: stablecoins proved the model. Tokenized treasuries confirmed it. Funds are now connecting traditional asset management with blockchain-based settlement.
The Data Backs It Up
Ethereum currently holds around 68% of all DeFi total value locked. And just yesterday, BlackRock listed its $2.2 billion BUIDL tokenized Treasury fund on Uniswap and bought UNI tokens. That marks the world’s largest asset manager stepping directly into DeFi infrastructure built on Ethereum.
As Valmont put it, “Infrastructure shifts rarely announce themselves loudly. They tend to happen quietly and then all at once.”
Trump-Linked WLFI Launches World Swap Forex Platform
The post Trump-Linked WLFI Launches World Swap Forex Platform appeared first on Coinpedia Fintech News
Trump-backed World Liberty Financial (WLFI) has announced plans to launch a new forex trading platform called World Swap, expanding its presence in the global foreign exchange market.
The new platform will be built around its dollar-pegged stablecoin, USD1, as the company continues to grow its digital finance ecosystem.
WLFI Announced World Swap Forex Platform
Speaking at Consensus Hong Kong, WLFI co-founder Zak Folkman confirmed that the company will launch a foreign exchange platform called World Swap. The service is designed to make cross-border money movement simpler and cheaper using stablecoin rails.
World Swap will use WLFI’s dollar-pegged stablecoin, USD1, as its main settlement asset.
By combining traditional forex trading with blockchain infrastructure, the company aims to enable faster and more efficient currency transactions compared to traditional banking systems.
JUST IN: Trump-backed World Liberty Financial to launch "World Swap," a new crypto-based foreign exchange and remittance platform pic.twitter.com/qAxGMVMi7l
— Satoshi Club (@esatoshiclub) February 12, 2026
With this move, foreign exchange services become part of WLFI’s growing lineup of crypto-based financial products built around USD1.
Simple Cross-Border Transfers With Lower Fees
The launch of World Swap comes as demand for the USD1 stablecoin continues to rise. Folkman said the goal is to make international transfers simple by removing the technical steps often linked to crypto wallets.
Users should be able to send and receive digital dollars as easily as using a regular payment app.
World Swap is also being promoted as a cheaper option compared to traditional remittance and forex services, where fees can range from 2% to 10% per transaction.
By using blockchain and stablecoins, WLFI aims to lower costs and make transfers faster.
More Announcements Expected at Mar-a-Lago Event
More updates are expected at an upcoming company event scheduled later this month. While specific details have not yet been disclosed, the company has hinted at additional developments within its ecosystem.
As of now, WLFI is trading at around $0.107, reflecting a rise of 7.53% in the last 24 hours, with a market cap hitting $2.86 billon.
Trump-backed World Liberty Financial (WLFI) has announced plans to launch a new forex trading platform called World Swap, expanding its presence in the global foreign exchange market.
The new platform will be built around its dollar-pegged stablecoin, USD1, as the company continues to grow its digital finance ecosystem.
WLFI Announced World Swap Forex Platform
Speaking at Consensus Hong Kong, WLFI co-founder Zak Folkman confirmed that the company will launch a foreign exchange platform called World Swap. The service is designed to make cross-border money movement simpler and cheaper using stablecoin rails.
World Swap will use WLFI’s dollar-pegged stablecoin, USD1, as its main settlement asset.
By combining traditional forex trading with blockchain infrastructure, the company aims to enable faster and more efficient currency transactions compared to traditional banking systems.
JUST IN: Trump-backed World Liberty Financial to launch "World Swap," a new crypto-based foreign exchange and remittance platform pic.twitter.com/qAxGMVMi7l
— Satoshi Club (@esatoshiclub) February 12, 2026
With this move, foreign exchange services become part of WLFI’s growing lineup of crypto-based financial products built around USD1.
Simple Cross-Border Transfers With Lower Fees
The launch of World Swap comes as demand for the USD1 stablecoin continues to rise. Folkman said the goal is to make international transfers simple by removing the technical steps often linked to crypto wallets.
Users should be able to send and receive digital dollars as easily as using a regular payment app.
World Swap is also being promoted as a cheaper option compared to traditional remittance and forex services, where fees can range from 2% to 10% per transaction.
By using blockchain and stablecoins, WLFI aims to lower costs and make transfers faster.
More Announcements Expected at Mar-a-Lago Event
More updates are expected at an upcoming company event scheduled later this month. While specific details have not yet been disclosed, the company has hinted at additional developments within its ecosystem.
As of now, WLFI is trading at around $0.107, reflecting a rise of 7.53% in the last 24 hours, with a market cap hitting $2.86 billon.
Thailand Approves Bitcoin for Derivatives Market, Crypto ETFs Could Follow
The post Thailand Approves Bitcoin for Derivatives Market, Crypto ETFs Could Follow appeared first on Coinpedia Fintech News
Thailand just opened the door for Bitcoin in its regulated derivatives market. The Thai Cabinet approved changes to the country’s Derivatives Act that allow digital assets like Bitcoin to be used as underlying assets for futures and options contracts.
The country’s crypto market is already valued at $3.19 billion, with an average daily trading volume of $95 million. That existing liquidity gives the derivatives push a solid base to build on.
Now, the real work begins.
What the SEC Will Do Next
Following the Cabinet’s approval, the Securities and Exchange Commission (SEC) will amend the Derivatives Act B.E. 2546 and begin drafting new licensing and oversight rules. The regulator is also working with the Thailand Futures Exchange (TFEX) to set contract specifications for crypto-linked derivatives.
SEC Secretary-General Pornanong Budsaratragoon said the expansion “will strengthen the recognition of crypto as an asset class, promote market inclusiveness, enhance portfolio diversification, and improve risk management for investors.”
The SEC is also reviewing licensing frameworks for derivatives brokers, exchanges, and clearinghouses.
Bitcoin Futures and Crypto ETFs on the Radar
The SEC’s 2026 capital markets plan includes Bitcoin futures and crypto exchange-traded funds.
Deputy Secretary-General Jomkwan Kongsakul said last month that crypto ETFs could launch early this year, subject to legal amendments.
Binance Thailand Reacts
Nirun Fuwattananukul, CEO of Binance Thailand, called the move a “watershed moment” for the country’s capital markets.
“It sends a strong signal that Thailand is positioning itself as a forward-looking leader in Southeast Asia’s digital economy,” he said.
He added that digital assets are now seen as assets that can reshape capital markets.
Crypto Payments Still Banned
Worth noting: while Thailand is welcoming institutional crypto activity, the central bank still bans crypto payments. The government also launched an anti-money laundering campaign in January targeting crypto-linked “gray money.”
The next steps to watch are the SEC’s rule drafting timeline, TFEX product launches, and whether this puts pressure on Singapore and Hong Kong to keep pace.
Thailand just opened the door for Bitcoin in its regulated derivatives market. The Thai Cabinet approved changes to the country’s Derivatives Act that allow digital assets like Bitcoin to be used as underlying assets for futures and options contracts.
The country’s crypto market is already valued at $3.19 billion, with an average daily trading volume of $95 million. That existing liquidity gives the derivatives push a solid base to build on.
Now, the real work begins.
What the SEC Will Do Next
Following the Cabinet’s approval, the Securities and Exchange Commission (SEC) will amend the Derivatives Act B.E. 2546 and begin drafting new licensing and oversight rules. The regulator is also working with the Thailand Futures Exchange (TFEX) to set contract specifications for crypto-linked derivatives.
SEC Secretary-General Pornanong Budsaratragoon said the expansion “will strengthen the recognition of crypto as an asset class, promote market inclusiveness, enhance portfolio diversification, and improve risk management for investors.”
The SEC is also reviewing licensing frameworks for derivatives brokers, exchanges, and clearinghouses.
Bitcoin Futures and Crypto ETFs on the Radar
The SEC’s 2026 capital markets plan includes Bitcoin futures and crypto exchange-traded funds.
Deputy Secretary-General Jomkwan Kongsakul said last month that crypto ETFs could launch early this year, subject to legal amendments.
Binance Thailand Reacts
Nirun Fuwattananukul, CEO of Binance Thailand, called the move a “watershed moment” for the country’s capital markets.
“It sends a strong signal that Thailand is positioning itself as a forward-looking leader in Southeast Asia’s digital economy,” he said.
He added that digital assets are now seen as assets that can reshape capital markets.
Crypto Payments Still Banned
Worth noting: while Thailand is welcoming institutional crypto activity, the central bank still bans crypto payments. The government also launched an anti-money laundering campaign in January targeting crypto-linked “gray money.”
The next steps to watch are the SEC’s rule drafting timeline, TFEX product launches, and whether this puts pressure on Singapore and Hong Kong to keep pace.
Coinbase CEO Brian Armstrong Sells $550M in Shares As COIN Stock Faces Pressure
The post Coinbase CEO Brian Armstrong Sells $550M in Shares as COIN Stock Faces Pressure appeared first on Coinpedia Fintech News
Coinbase CEO Brian Armstrong has sold more than $550 million worth of company shares over the past year, according to publicly available data.
Figures highlighted by VanEck’s Head of Digital Assets Research, Matthew Sigel, show Armstrong sold over 1.5 million Coinbase (COIN) shares between April 2025 and January 2026.
Key Share Sales Details
Total shares sold: 1.5 million+
Total value: Around $550 million
Largest sale: June 25, 2025 – 336,265 shares at about $355 per share
Most recent sale: January 5, 2026 – 40,000 shares at about $249 per share
Total transactions: 88 separate sales
Shares purchased during this period: None
Despite the sales, Armstrong still holds an estimated $14 billion worth of Coinbase stock, keeping him one of the company’s largest shareholders.
Why Is Brian Armstrong Selling Coinbase Stock?
The sales were made under a Rule 10b5-1 trading plan. This is a legal framework that allows company executives to schedule stock sales in advance. The purpose of this plan is to reduce insider trading concerns by setting up automatic transactions ahead of time.
Armstrong adopted the trading plan in August 2025. Because the sales were pre-arranged, they were not necessarily based on short-term market movements. However, large insider sales can still create negative sentiment, especially when they happen during periods of stock price weakness.
Coinbase Stock Under Pressure
Armstrong’s stock sales come at a time when Coinbase shares have pulled back from earlier highs. On February 12, major banks, including JPMorgan and Citi lowered their price targets on COIN ahead of the company’s earnings report. Analysts pointed to softer crypto trading volumes and cautious revenue expectations.
The decline in Coinbase stock has also affected Armstrong’s personal net worth, reportedly pushing him off Bloomberg’s list of the world’s 500 richest individuals.
Coinbase CEO Brian Armstrong has sold more than $550 million worth of company shares over the past year, according to publicly available data.
Figures highlighted by VanEck’s Head of Digital Assets Research, Matthew Sigel, show Armstrong sold over 1.5 million Coinbase (COIN) shares between April 2025 and January 2026.
Key Share Sales Details
Total shares sold: 1.5 million+
Total value: Around $550 million
Largest sale: June 25, 2025 – 336,265 shares at about $355 per share
Most recent sale: January 5, 2026 – 40,000 shares at about $249 per share
Total transactions: 88 separate sales
Shares purchased during this period: None
Despite the sales, Armstrong still holds an estimated $14 billion worth of Coinbase stock, keeping him one of the company’s largest shareholders.
Why Is Brian Armstrong Selling Coinbase Stock?
The sales were made under a Rule 10b5-1 trading plan. This is a legal framework that allows company executives to schedule stock sales in advance. The purpose of this plan is to reduce insider trading concerns by setting up automatic transactions ahead of time.
Armstrong adopted the trading plan in August 2025. Because the sales were pre-arranged, they were not necessarily based on short-term market movements. However, large insider sales can still create negative sentiment, especially when they happen during periods of stock price weakness.
Coinbase Stock Under Pressure
Armstrong’s stock sales come at a time when Coinbase shares have pulled back from earlier highs. On February 12, major banks, including JPMorgan and Citi lowered their price targets on COIN ahead of the company’s earnings report. Analysts pointed to softer crypto trading volumes and cautious revenue expectations.
The decline in Coinbase stock has also affected Armstrong’s personal net worth, reportedly pushing him off Bloomberg’s list of the world’s 500 richest individuals.
JUST IN: Ripple, Coinbase, Circle Bank Charters At Risk As ABA Demands OCC Slowdown
The post JUST IN: Ripple, Coinbase, Circle Bank Charters at Risk as ABA Demands OCC Slowdown appeared first on Coinpedia Fintech News
The American Bankers Association (ABA), the largest banking lobby in the United States, has asked the OCC to immediately pause national bank charter reviews for crypto firms. Ripple, Coinbase, Circle, and several others are directly affected.
In a letter to the Office of the Comptroller of the Currency, the ABA said the process should be put on hold until Congress finishes writing the rules these companies will operate under.
“We urge the OCC to be patient, not measure its application decisioning progress against traditional timelines, and allow each charter applicant’s regulatory responsibilities to come fully into view before moving a charter application forward,” ABA said.
Why Is the ABA Pushing Back?
The GENIUS Act, the federal stablecoin law, requires five agencies to complete their own rulemaking before it’s fully implemented. That includes the OCC, Treasury, Federal Reserve, FDIC, and state regulators.
The ABA says that process is likely still years away, making it too early to approve charters based on compliance with a law that isn’t finished yet.
The association also raised concerns about insolvency risk. If a crypto firm with an OCC charter goes under, the OCC would be responsible for handling the fallout.
“Entities engaged in activities substantially similar to those in which some recent OCC charter applicants presumably intend to engage have failed suddenly and for reasons that have resulted in meaningful losses – not only for the broader financial services industry but consumers, too.”
They pointed to FTX, which misused roughly $8 billion in client funds, and Celsius, which had a $1.2 billion deficit on its balance sheet, as reasons the current system may not be ready.
Which Crypto Firms Could Be Affected?
Ripple is at the top of the list. The OCC granted the XRP issuer conditional approval last month, which drew immediate opposition from the ABA. World Liberty Financial also filed to become a federally chartered national trust bank, a move that led Senator Warren to call for a halt.
Other firms waiting in the queue include Circle, BitGo, Paxos, Coinbase, and Nomura’s Laser Digital.
What Comes Next?
The ABA also pushed for a naming rule change. They want crypto firms that only handle trust or fiduciary activities to be barred from using “bank” in their name, arguing it could mislead consumers and damage public confidence in the banking system if one of these entities fails.
With the regulatory framework still incomplete and traditional banks pressing the OCC to slow down, the path to a national crypto bank charter just got a lot harder for these firms.
The American Bankers Association (ABA), the largest banking lobby in the United States, has asked the OCC to immediately pause national bank charter reviews for crypto firms. Ripple, Coinbase, Circle, and several others are directly affected.
In a letter to the Office of the Comptroller of the Currency, the ABA said the process should be put on hold until Congress finishes writing the rules these companies will operate under.
“We urge the OCC to be patient, not measure its application decisioning progress against traditional timelines, and allow each charter applicant’s regulatory responsibilities to come fully into view before moving a charter application forward,” ABA said.
Why Is the ABA Pushing Back?
The GENIUS Act, the federal stablecoin law, requires five agencies to complete their own rulemaking before it’s fully implemented. That includes the OCC, Treasury, Federal Reserve, FDIC, and state regulators.
The ABA says that process is likely still years away, making it too early to approve charters based on compliance with a law that isn’t finished yet.
The association also raised concerns about insolvency risk. If a crypto firm with an OCC charter goes under, the OCC would be responsible for handling the fallout.
“Entities engaged in activities substantially similar to those in which some recent OCC charter applicants presumably intend to engage have failed suddenly and for reasons that have resulted in meaningful losses – not only for the broader financial services industry but consumers, too.”
They pointed to FTX, which misused roughly $8 billion in client funds, and Celsius, which had a $1.2 billion deficit on its balance sheet, as reasons the current system may not be ready.
Which Crypto Firms Could Be Affected?
Ripple is at the top of the list. The OCC granted the XRP issuer conditional approval last month, which drew immediate opposition from the ABA. World Liberty Financial also filed to become a federally chartered national trust bank, a move that led Senator Warren to call for a halt.
Other firms waiting in the queue include Circle, BitGo, Paxos, Coinbase, and Nomura’s Laser Digital.
What Comes Next?
The ABA also pushed for a naming rule change. They want crypto firms that only handle trust or fiduciary activities to be barred from using “bank” in their name, arguing it could mislead consumers and damage public confidence in the banking system if one of these entities fails.
With the regulatory framework still incomplete and traditional banks pressing the OCC to slow down, the path to a national crypto bank charter just got a lot harder for these firms.
XRP News: Binance RLUSD Integration on XRP Ledger Goes Live
The post XRP News: Binance RLUSD Integration on XRP Ledger Goes Live appeared first on Coinpedia Fintech News
Binance, the world’s largest cryptocurrency exchange, has completed the integration of Ripple USD (RLUSD) on the XRP Ledger. The integration comes at a time when demand for regulated and reliable stablecoins is growing.
Binance confirmed that RLUSD deposits are now live, while withdrawals will be enabled soon.
Binance Enables RLUSD on XRP Ledger
Ripple’s senior executive, Reece Merrick, said the exchange has finalized the technical integration of Ripple USD (RLUSD) on the XRP Ledger network.
This integration makes RLUSD easier to transfer on the XRP Ledger, which is known for fast and low-cost transactions. This helps traders and institutions that need quick payments and stable value.
Binance also offers trading pairs such as RLUSD/USDT, RLUSD/U, and XRP/RLUSD, helping to boost liquidity and usage within its ecosystem. The exchange even introduced zero trading fees for selected RLUSD pairs.
Lets go @binance has completed the integration of @Ripple USD (RLUSD) on the XRP (XRP Ledger) network.https://t.co/Rq7DAM1tlI
— Reece Merrick (@reece_merrick) February 12, 2026
RLUSD is also supported in Binance’s Simple Earn program, where users can earn yield with flexible terms and no fixed lock period.
Deposits Open, Withdrawals Soon
Following the RLUSD Integration, users can now generate deposit addresses and transfer RLUSD directly through the XRP Ledger. Meanwhile, withdrawals will be enabled once there is enough liquidity on the network.
Even before Binance, RLUSD was already listed on major exchanges like Bitstamp, Kraken, Gemini, and Bitget.
In total, it is now available on more than 16 exchanges worldwide, helping increase adoption among both retail and institutional users.
RLUSD sees Growth and Stability
Ripple’s stablecoin RLUSD has grown steadily since its launch in December 2024. Its market cap is now above $1.52 billion, while the price continues to stay close to $1, moving in a tight range.
Meanwhile, RLUSD is backed 1:1 by U.S. dollar deposits, Treasury bills, and other liquid assets under a New York Department of Financial Services (NYDFS) trust charter.
Reports show its reserves are over 103% of its total supply, which adds strong trust and credibility.
Binance, the world’s largest cryptocurrency exchange, has completed the integration of Ripple USD (RLUSD) on the XRP Ledger. The integration comes at a time when demand for regulated and reliable stablecoins is growing.
Binance confirmed that RLUSD deposits are now live, while withdrawals will be enabled soon.
Binance Enables RLUSD on XRP Ledger
Ripple’s senior executive, Reece Merrick, said the exchange has finalized the technical integration of Ripple USD (RLUSD) on the XRP Ledger network.
This integration makes RLUSD easier to transfer on the XRP Ledger, which is known for fast and low-cost transactions. This helps traders and institutions that need quick payments and stable value.
Binance also offers trading pairs such as RLUSD/USDT, RLUSD/U, and XRP/RLUSD, helping to boost liquidity and usage within its ecosystem. The exchange even introduced zero trading fees for selected RLUSD pairs.
Lets go @binance has completed the integration of @Ripple USD (RLUSD) on the XRP (XRP Ledger) network.https://t.co/Rq7DAM1tlI
— Reece Merrick (@reece_merrick) February 12, 2026
RLUSD is also supported in Binance’s Simple Earn program, where users can earn yield with flexible terms and no fixed lock period.
Deposits Open, Withdrawals Soon
Following the RLUSD Integration, users can now generate deposit addresses and transfer RLUSD directly through the XRP Ledger. Meanwhile, withdrawals will be enabled once there is enough liquidity on the network.
Even before Binance, RLUSD was already listed on major exchanges like Bitstamp, Kraken, Gemini, and Bitget.
In total, it is now available on more than 16 exchanges worldwide, helping increase adoption among both retail and institutional users.
RLUSD sees Growth and Stability
Ripple’s stablecoin RLUSD has grown steadily since its launch in December 2024. Its market cap is now above $1.52 billion, while the price continues to stay close to $1, moving in a tight range.
Meanwhile, RLUSD is backed 1:1 by U.S. dollar deposits, Treasury bills, and other liquid assets under a New York Department of Financial Services (NYDFS) trust charter.
Reports show its reserves are over 103% of its total supply, which adds strong trust and credibility.
53% of cryptocurrencies launched since 2021 are already dead
⚰️
• 20.1M coins listed
• 11.6M failed
• Only the strongest survive
Easy to launch. Hard to last.
Survival is the real signal in crypto.
#Crypto #Cryptocurrency #Altcoins #CryptoMarket #Blockchain
⚰️
• 20.1M coins listed
• 11.6M failed
• Only the strongest survive
Easy to launch. Hard to last.
Survival is the real signal in crypto.
#Crypto #Cryptocurrency #Altcoins #CryptoMarket #Blockchain
Fidelity is going deeper into Ethereum 🏦⚡
• $64M+ Tokenized Money Market Fund (FDIT)
• $167M+ Stablecoin (FIDD)
• Both launched on Ethereum
Institutions aren’t watching anymore — they’re building.
Ethereum continues to dominate institutional tokenization. 🔥
#Ethereum #ETH #Fidelity #Crypto #Tokenization #DeFi
• $64M+ Tokenized Money Market Fund (FDIT)
• $167M+ Stablecoin (FIDD)
• Both launched on Ethereum
Institutions aren’t watching anymore — they’re building.
Ethereum continues to dominate institutional tokenization. 🔥
#Ethereum #ETH #Fidelity #Crypto #Tokenization #DeFi
XRP derivatives just cooled off dramatically 📉
• Open Interest: $10.9B ➝ $2.32B (-79%)
• XRP Price: $3.55 ➝ $1.38 (-61%)
Leverage is flushing out. Speculation fading.
Market reset in motion.
Big moves often follow periods like this. 👀
#XRP #Ripple #Crypto #Altcoins
• Open Interest: $10.9B ➝ $2.32B (-79%)
• XRP Price: $3.55 ➝ $1.38 (-61%)
Leverage is flushing out. Speculation fading.
Market reset in motion.
Big moves often follow periods like this. 👀
#XRP #Ripple #Crypto #Altcoins
Bitcoin Price Outlook: Analysts Warn BTC Could Fall to $40,000 Before Recovery
The post Bitcoin Price Outlook: Analysts Warn BTC Could Fall to $40,000 Before Recovery appeared first on Coinpedia Fintech News
Bitcoin sentiment has weakened as the market continues its correction after reaching nearly $120,000. Since that peak, BTC price has struggled to regain strength, and many analysts believe the decline may not be over.
Unlike previous bull markets that ended with sharp spikes and sudden crashes, this cycle has been different. Instead of a dramatic fall, Bitcoin has been slowly trending lower. This steady drop has frustrated many investors and created what some describe as a slow and exhausting bear market.
Now, several market experts believe Bitcoin could revisit much lower levels before finding a strong bottom.
Could Bitcoin Price Drop to $40,000?
Crypto analyst Benjamin Cowen recently said that Bitcoin is still in a bear phase and may fall toward $40,000 if past patterns repeat.
According to Cowen, Bitcoin’s latest peak came around day 1,062 of its market cycle. This timing is similar to previous cycle tops, which suggests the broader four-year Bitcoin cycle may still be playing out.
When Could Bitcoin Bottom?
Cowen believes there is a 60% to 70% chance that Bitcoin will form its final bottom around October 2026. He sees May 2026 as the second most likely time for the market to reach its lowest point.
In past cycles, Bitcoin often reached its lowest point during April or May before starting a new recovery phase.
He also compared the current situation to 2019. At that time, Bitcoin peaked shortly before monetary policy tightened. Even after liquidity conditions improved, the price failed to recover immediately.
Is the Four-Year Bitcoin Cycle Still Valid?
In past cycles, Bitcoin has fallen heavily before recovering. In its early years, it dropped about 94%. In the last bear market, it fell around 77%. If Bitcoin declines 70% from its $120,000 high, the price would be near $40,000.
Current data also shows important levels in this range. The average buying price of holders is around $55,000, and another key support level is close to $40,000.
In earlier cycles, Bitcoin traded below these levels before forming a long-term bottom.
Another key indicator, which tracks how much Bitcoin supply is in profit versus loss, has not yet reached the level that historically signals full capitulation. That shift would likely happen if BTC trades in the $45,000 to $50,000 range.
Zacks Investment Research Chief Equity Strategist John Blank also told CNBC that Bitcoin bear markets usually last 12 to 18 months, and a move toward $40,000 remains technically possible.
Will Bitcoin Recover in 2026?
Despite short-term weakness, long-term Bitcoin forecasts remain positive.
Major firms such as Grayscale and Bernstein believe Bitcoin could reach a new all-time high in 2026. Some analysts suggest the market may now follow a five-year cycle instead of the traditional four-year pattern, which could delay the next major peak.
Bitcoin could remain under pressure through 2025 and 2026. Based on past cycles, $40,000 may act as a strong support level. While short-term weakness is possible, the long-term outlook still points to recovery. Investors may need patience before the next sustained bull run begins.
Bitcoin sentiment has weakened as the market continues its correction after reaching nearly $120,000. Since that peak, BTC price has struggled to regain strength, and many analysts believe the decline may not be over.
Unlike previous bull markets that ended with sharp spikes and sudden crashes, this cycle has been different. Instead of a dramatic fall, Bitcoin has been slowly trending lower. This steady drop has frustrated many investors and created what some describe as a slow and exhausting bear market.
Now, several market experts believe Bitcoin could revisit much lower levels before finding a strong bottom.
Could Bitcoin Price Drop to $40,000?
Crypto analyst Benjamin Cowen recently said that Bitcoin is still in a bear phase and may fall toward $40,000 if past patterns repeat.
According to Cowen, Bitcoin’s latest peak came around day 1,062 of its market cycle. This timing is similar to previous cycle tops, which suggests the broader four-year Bitcoin cycle may still be playing out.
When Could Bitcoin Bottom?
Cowen believes there is a 60% to 70% chance that Bitcoin will form its final bottom around October 2026. He sees May 2026 as the second most likely time for the market to reach its lowest point.
In past cycles, Bitcoin often reached its lowest point during April or May before starting a new recovery phase.
He also compared the current situation to 2019. At that time, Bitcoin peaked shortly before monetary policy tightened. Even after liquidity conditions improved, the price failed to recover immediately.
Is the Four-Year Bitcoin Cycle Still Valid?
In past cycles, Bitcoin has fallen heavily before recovering. In its early years, it dropped about 94%. In the last bear market, it fell around 77%. If Bitcoin declines 70% from its $120,000 high, the price would be near $40,000.
Current data also shows important levels in this range. The average buying price of holders is around $55,000, and another key support level is close to $40,000.
In earlier cycles, Bitcoin traded below these levels before forming a long-term bottom.
Another key indicator, which tracks how much Bitcoin supply is in profit versus loss, has not yet reached the level that historically signals full capitulation. That shift would likely happen if BTC trades in the $45,000 to $50,000 range.
Zacks Investment Research Chief Equity Strategist John Blank also told CNBC that Bitcoin bear markets usually last 12 to 18 months, and a move toward $40,000 remains technically possible.
Will Bitcoin Recover in 2026?
Despite short-term weakness, long-term Bitcoin forecasts remain positive.
Major firms such as Grayscale and Bernstein believe Bitcoin could reach a new all-time high in 2026. Some analysts suggest the market may now follow a five-year cycle instead of the traditional four-year pattern, which could delay the next major peak.
Bitcoin could remain under pressure through 2025 and 2026. Based on past cycles, $40,000 may act as a strong support level. While short-term weakness is possible, the long-term outlook still points to recovery. Investors may need patience before the next sustained bull run begins.
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