Huma Finance, the world's first PayFi network, has grown from $2.6B TTV in 2025 to $10B TTV. Considering the current bear market, the numerous partnerships announced and the 4x annual growth demonstrate the market's adoption of PayFi. Let's dive in👇
Additionally, Visa, known as the world's payment giant, had a transaction volume of $4.6B last year. Huma Finance, however, achieved more than double that volume in the same year.
Circle and USDC Impact Huma Finance uses Circle's stablecoin USDC for cross-border payments. As a Circle Alliance Member, Huma Finance leverages USDC's overwhelming superiority in TradFi, cross-border payments, and shopping.
So, what is PayFi? To explain it as if you were 5 years old, an international trader selling a product receives payment within 5-7 days.
PayFi eliminates this problem by creating a new type of finance that uses collateral for payments anywhere in the world to create short-term loans. It gives users back the TIME value of that money. Huma Finance PayFi processes cross-border payments in minutes with blockchain speed and security.
Additionally, Huma Finance earns 6-10 bps in returns on these short-term loans. It has maintained a 0% loan default rate to date. And on top of all this, it currently has an annual revenue of approximately $23M!
The Backbone of PayFi: $PST Over the past period, many stablecoins have depegged. Huma Finance's yield-bearing stablecoin $PST, however, has proven itself by successfully weathering all events, including the 10/10 incident.
Because $PST is not algorithmic. It is backed by 100% real-world assets. Additionally, secondary market arbitrage bots help maintain price stability. The value of $PST is determined by the net value of real USDC + PayFi assets.
The statistics of the world's first PayFi network, the .@humafinance project, continue to impress!
Since Q1'2025, the total transaction volume has reached $10B from $2.6B. Approximately 4x growth in just 1 year, despite the bear market.
CatLumpurr event and recent developments...
-Huma's $15M new partnership for rare earth minerals -PST/JupUSD pairs filled within minutes. -JupSOL is coming to the Huma Reserve - daily payments with Jupiter Global