🇺🇸 The White House is organizing talks between crypto companies and big banks to decide how stablecoins should be regulated in the U.S. — especially whether stablecoins can pay interest or rewards to holders. �
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🔑 Main Issue
Crypto firms want stablecoins to be able to give yields or rewards to users (like interest). �
Crypto Economy
Banks are pushing back, saying this could pull money out of traditional bank deposits and harm financial stability. �
Crypto Economy
Because of this disagreement, stablecoin regulation laws (like the CLARITY Act) are stuck in Congress. �
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📉 Latest Outcome
The White House talks recently ended without a deal, and both sides have been asked to try to find a compromise by the end of February 2026. �
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🧠 Simple Summary
The White House is trying to help make stablecoin laws in the U.S.
Right now, banks and crypto firms disagree mainly about interest on stablecoins.
No agreement yet — so final rules are still being worked on. �
