Radiant Capital Re-poster

Radiant runs two contract architectures. The technical explanation has been covered.

What hasn't: what that split actually means for how capital behaves inside the protocol.

We utilize shared liquidity for blue chips, while maintaining isolation for everything else.

Guardian emerges as a foundational innovation within the DeFi lending space. Far from being a stagnant pool of capital or simply a verbal guarantee of protection, it serves as a dynamic risk marketplace on the blockchain featuring precise price discovery for every party.

The voting period for RFP-2026 is now open, marking the time for the Annual Community Council Ratification. We are asking the DAO to confirm four council members for an upcoming 12-month term that spans from Apr 1, 2026, to Mar 31, 2027. These individuals will be responsible for roadmap stewardship, managing proposals, and coordinating governance efforts. Please participate by navigating to the link below:
https://snapshot.org/#/s:radiantcapital.eth/proposal/0x5a108bcaca0c1c75378e51234154ab7b11d810c5febb609a7c867900d5f1afdc

As we reflect on the achievements of February, we are pleased to highlight several key milestones. The month saw the official release of Roadmap 2026 alongside the successful introduction of gLP, which marks the tokenization of the Guardian Fund. We also transitioned ezETH and rsETH to Core markets, while Phase 1 of RIZ v2 is currently proceeding through the audit process. With our infrastructure evolution well underway, we are maintaining this momentum as execution continues into March.

gLP serves as capital infrastructure by harmonizing protocol growth with depositor protection.

Radiant is safer as a direct result of being rebuilt, rather than simply making promises.

We are excited to present a complete tutorial for Radiant Capital. This video provides a detailed look at how the first omnichain money market functions, specifically addressing lending, borrowing, and dLP. We also explain Guardian Fund protection and provide a full app walkthrough to verify you understand the platform. All of these features are explained thoroughly in just 6 minutes. You can watch the full video here: https://youtu.be/iLoD-m65Yf8

Radiant Isolated Zone v2: what changes for you.

If you use RIZ v1: Some markets migrated to Core (rsETH & ezETH). Some will move to v2 (faster deployment). You'll need to manually migrate positions.

If you want new markets: Request through governance. Approved markets deploy in minutes instead of weeks.

Core markets: Unaffected. No changes.

Migration plan:

Radiant Isolated Zone v2: what changes for you.

If you use RIZ v1: Some markets migrated to Core (rsETH & ezETH). Some will move to v2 (faster deployment). You'll need to manually migrate positions.

If you want new markets: Request through governance. Approved markets deploy in minutes instead of weeks.

Core markets: Unaffected. No changes.

Migration guide plan:

Yield is not the main focus of DeFi 3.0. It is actually about how you manage loss.

It is helpful to distinguish between the mechanics of variable-rate and fixed-rate lending models. Variable options serve as the current convention within the decentralized finance ecosystem; they are capital efficient and feature interest percentages that fluctuate in response to utilization metrics.

In contrast, fixed-rate lending allows users to secure a specific rate at the very start of the term. This approach ensures stable and predictable returns, making it a superior choice for institutional capital and strategic treasury management. While the industry has successfully optimized variable structures, the development of fixed-rate solutions represents the next major evolutionary step. These capabilities are arriving on the Radiant platform through the introduction of RIZ v2.

Strategy for Transitioning RIZ v1 to v2

We are preparing to launch the asset transfer process very shortly. Included below is a comprehensive explanation of the steps involved.

RIZ needed to overhaul its architecture. Even though v1 proved that there was demand for isolated markets, it was unable to scale properly. The process involved high operational overhead, necessitating 5 contracts per market and taking days to deploy. Consequently, the rebuild required a different infrastructure solution. Here is a technical breakdown regarding our decision to use Morpho contracts 🧵

Since relying on a single contract architecture is not optimal for every lending use case, our solution is to run both simultaneously. This initiative defines Radiant 2026, which features a dual-architecture capital infrastructure. AAVE will be utilized for core blue-chip markets, whereas Morpho will support RIZ v2 isolated markets and fixed-rate products. Please take a moment to read the full plan:

Stay tuned for tomorrow.

We are pleased to announce that the re-election window for the Community Council is officially open. Following the DAO governance standards ratified in Feb 2025, these elections are held on an annual basis. You can access the complete schedule, review position descriptions, and learn about the nomination process at the following link: https://community.radiant.capital/t/annual-community-council-election-2026/2297

RIZ v1 successfully proved that isolated markets work, but it also demonstrated that the architecture does not scale efficiently.

Currently, each market deployment requires 4-5 smart contracts, extensive configuration, and days to weeks of work. Management involves high overhead due to manual parameter tracking and complex liquidity monitoring.

The result is seeing only 4-6 markets per chain, leading to slow listings and high friction.

v2 fixes that. Next week: how.