ripple

disclaimer "NOT financial Advice "

$XRP is trading around $1.35, struggling to regain momentum after recent market-wide weakness. While some short-term oscillators hint at a possible rebound, the broader technical picture remains cautious, with most moving averages still flashing sell signals.

The market is entering a decision zone — and the next move could define XRP’s short-term direction.

📊 Technical Overview
At the moment, XRP sits below nearly all major moving averages:

20-Day EMA: $1.60 (resistance)
50-Day EMA: $1.80 (strong resistance)
100-Day SMA: $1.99
200-Day SMA: $2.18 – $2.42

Price trading this far below averages tells one story:

➡️ Trend = still bearish until proven otherwise.

However, momentum indicators are showing early signs of exhaustion:

RSI (14): 31.75 → close to oversold territory
MACD: slight buy signal forming

Williams %R: Buy indication

ADX: 37 → trend still strong (direction matters)
This combination often appears before either a relief bounce… or another sharp rejection.

🎯 Key Levels to Watch (HIGH IMPORTANCE)
🟢 Support Zones

$1.32 — immediate pivot support
$1.25 — structural support (buyers may defend)
$1.12 — major downside level if selling accelerates

🔴 Resistance Zones

$1.41 — short-term trigger level
$1.47 — strong rejection zone (MA cluster)
$1.60 — major recovery barrier
$1.78 — 50EMA / trend reversal test

now this what i have obseved
Breakout Recovery - Bullish

Condition:
XRP closes above $1.41 – $1.47 with volume.
Targets:
TP1 → $1.60
TP2 → $1.78
Invalidation:
Drop back below $1.35.

the logic here is

Bulls need to reclaim moving averages to prove strength.

🔴 Continuation Drop -Bearish

Condition:
Failure to hold $1.32 support.

Targets:
TP1 → $1.25
TP2 → $1.12
this becomes invalid
when
Strong reclaim above $1.41.

⚪ Range Traders if the marker remains neutral

If XRP keeps bouncing between $1.32 and $1.41, expect chop.

$ESP
Key battle zone = $1.32 – $1.47.
Who wins this range likely controls the next major move.
💬 What’s your bias?

Are you waiting for a breakout above $1.47… or expecting another retest of $1.25?
$ME
#XRP #Ripple #CZAMAonBinanceSquare #USNFPBlowout

XRP Community Day Highlights: Ripple CEO Positions XRP as Ripple’s Strategic North Star
During XRP Community Day on X Spaces, Brad Garlinghouse, CEO of Ripple, reaffirmed that XRP remains the “North Star” guiding Ripple’s long-term business strategy. He emphasized that both XRP and RLUSD sit at the core of Ripple’s product ecosystem across payments, lending, and custody on the XRP Ledger.
Garlinghouse outlined how Ripple’s product suite is expanding XRP utility:
Ripple Payments – Driving real-world settlement use cases and XRPL DEX activity through permissioned domains
Ripple Prime – Supporting XRP for institutional collateral and lending
Ripple Treasury – Enabling treasury operations involving XRP and RLUSD
He reiterated Ripple’s positioning as a financial infrastructure provider rather than a “crypto-first” company, with a strong focus on regulatory compliance and institutional adoption.
Garlinghouse also highlighted Ripple’s partnership with Aviva Investors, noting its move to tokenize assets on XRPL as part of Ripple’s broader institutional strategy.
Ripple’s Valuation and IPO Context
Recent industry reports value Ripple at over $50B in enterprise value, placing it among the world’s top IPO candidates alongside firms such as SpaceX, OpenAI, Stripe, and ByteDance. While Ripple leadership has acknowledged IPO discussions, the company remains focused on growth and acquisitions rather than near-term listing plans.
Garlinghouse also expressed confidence that a trillion-dollar crypto company will emerge in the coming years.
Regulatory Outlook: CLARITY Act
On regulation, Garlinghouse signaled optimism around the CLARITY Act, stating there is a strong likelihood of meaningful progress in the near term. Ripple’s Chief Legal Officer Stuart Alderoty echoed this view, noting productive discussions with policymakers, while White House advisor Patrick Witt emphasized bipartisan momentum toward crypto market structure legislation.
Bottom line: Ripple is positioning XRP as foundational financial infrastructure, with regulatory clarity and institutional adoption as the key drivers for the next phase of crypto’s growth.
#FinTech

The American Bankers Association pushed the Office of the Comptroller of the Currency to strengthen oversight of new banking charter applications. The move targets emerging digital asset firms seeking federal banking licenses amid rapid regulatory changes.
In a comment letter submitted today, ABA called for increased transparency and robust safety standards during what the association described as a period of intense financial innovation. The letter emphasized that charter applicants' responsibilities remain unclear because federal and state regulators have not adequately defined frameworks for stablecoin and digital asset activities.
Regulatory Framework Gaps Exposed
The association asserted that proposed amendments to 12 CFR 5.20 require continued deliberation given their significant role in shaping pending rulemakings across multiple agencies. ABA urged OCC to avoid measuring application progress against traditional timelines.
"The OCC must ensure that robust, broadly applicable safety and soundness standards are well understood and upheld during this period of rapid innovation."
Must Read: Banks and Crypto Clash Over Stablecoin Rewards
The full letter stressed the importance of patience, calling on OCC to allow each charter applicant's regulatory responsibilities to come fully into view before advancing applications. This approach directly addresses entities experimenting with unfamiliar operational risks and new business lines.
Ripple's Banking Membership Signals Industry Shift
@ChartNerdTA on X highlighted that the American Banking Association recently urged USOCC to provide stronger safeguards for banking charter applicants while sharing a demonstration of how Ripple transactions are processed.
"$XRP: The American Banking Association recently urged the USOCC to provide stronger safeguards for banking charter applicants.. Whilst sharing a demo on how Ripple transactions are processed. Ripple joined the American Bankers Association as a Platinum Member in June 2024."
You Might Also Like: Ripple Partners Aviva Investors for XRP Tokenization
Ripple's Platinum membership status since June 2024 positions the company within traditional banking circles as digital asset regulations take shape. The timing coincides with heightened scrutiny of charter applications from crypto-native firms.
Resolution Planning Takes Center Stage
ABA strongly encouraged OCC to ensure its receivership capacities and related powers adequately address insolvency risks raised by existing and new charter applicants. The focus on resolution planning reflects concerns about institutions venturing beyond traditional banking activities.
Related: SOIL Builds First Institutional Lending Product on XRPL
The association recommended prohibiting charter applicants from including "bank" in their names unless they are subsidiaries of banks or bank holding companies that offer full banking services. This naming restriction aims to prevent entities from misrepresenting their service offerings to consumers.
Digital Asset Regulation Remains Undefined
Charter applicants face uncertainty as Congress and federal regulators work to establish clear digital asset frameworks. The ABA noted that many recent applicants pursue business models not readily identifiable under current regulatory structures.
Must Read: Ripple and Zand Forge RLUSD-AEDZ Bridge in UAE
The banking industry represents $25.1 trillion in assets with over 2 million employees, safeguarding $19.7 trillion in deposits and extending $13.2 trillion in loans. These institutions now navigate requests from digital asset firms seeking federal banking charters without fully developed regulatory guardrails.
Check Out: Bitso Deploys Ripple's RLUSD and XRP for Instant LATAM Payments
The OCC's response to these recommendations will shape how quickly crypto-native firms can access federal banking infrastructure while maintaining the safety and soundness standards that underpin the traditional financial system.
#XRP #Ripple #BankingRegulation #OCC #DigitalAssets
3 Key Takeaways:
ABA demands OCC strengthen oversight for new banking charter applicants in crypto sectorRipple's ABA platinum membership highlights traditional banking engagement with XRP ecosystemRegulators face pressure to define frameworks before approving crypto-focused charters

This Article First Appeared on: https://www.cryptonewslive.org/article/xrps-ripple-pushes-banking-regulator-for-charter-safeguards