📌 9 Personal Finance Rules Everyone Should Know 💰

1️⃣ Rule of 72 → Quick way to know how long it takes to double your money.

2️⃣ Rule of 70 → Helps estimate the effect of inflation on your wealth.

3️⃣ 4% Withdrawal Rule → Safe annual withdrawal rate in retirement.

4️⃣ 100 – Age Rule → Ideal equity allocation based on age.

5️⃣ 10-5-3 Rule → Expected returns from equity, debt & savings.

6️⃣ 50-35-15 Rule → Smart budgeting for expenses, lifestyle & savings.

7️⃣ 6X Emergency Rule → Keep at least 6 months of expenses aside.

8️⃣ 41% EMI Rule → Your EMIs shouldn’t exceed 41% of monthly income.

9️⃣ 20X Life Insurance Rule → Life cover = 20 times your annual income.

✨ Master these basics → build wealth with confidence.

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