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Welcome to our free course on "Cryptocurrencies." This course will teach you the basics of digital currencies and explain the concept of blockchain, mining, trading, and investment in the digital currency market.
Chapter One:
The first chapter of this course aims to simplify the idea of digital currency! Sit back, relax, and enjoy reading about the innovation of cryptocurrencies.

Among the most prominent cryptocurrencies expected to grow for less than one dollar in 2026, each with varying risk characteristics and potentials. Choose now!
The cryptocurrency market is still experiencing a relatively slow pace after a highly volatile start to the year. The total market capitalization dropped by 2.77% in one day to reach $2.93 trillion, or approximately 49.13 trillion Indonesian rupiah. As for the price of Bitcoin itself, it stabilized at around $87,000 (approximately 1.46 billion Indonesian rupiah), down by 1.87% over 24 hours.

(HYPER) and Book of Meme (BOME) are the top three meme coins expected to provide an investment return of up to 100 times by 2026.

The cryptocurrency market at the beginning of 2026 seems different from previous cycles. Capital is still flowing, but it is more focused than just random investment in various projects; it is no longer just a rush towards every coin that spreads quickly on social media. Cryptocurrencies gaining popularity online are not just funny; they have a strong influence and a powerful story behind them.

If the price stabilizes at $130, Solana may be on the verge of the next major step
It will become clear whether the stock can recover or will continue to decline. Analysts point out that this price range has often served as a turning point in previous market phases.

The market's interest is not limited to the current price alone, but primarily focuses on what Solana can do later. Technical indicators and fundamental developments are notably aligned.

Gemini AI analyzes the future price of XRP in the short and long term. We study the models and focus on Maxi Doge as an investment alternative.
Relying on AI models in the field of digital currencies to gain long-term insights. In a recent analysis, Gemini AI studied the future price of XRP and provided short, medium, and long-term forecasts. The critical question is not just how high the price of XRP can rise, but more importantly, what Ripple will actually do to support this growth.

The market value of the stablecoin USD1 linked to Trump has reached 4.4 billion dollars, surpassing the value of PYUSD from PayPal.
Speaker


The market value of the stablecoin USD1 linked to Trump has surpassed 4.4 billion dollars.
The market value of the stablecoin USD1 linked to Trump has reached 4.4 billion dollars, surpassing the value of PYUSD from PayPal.

Green Monster Company, a developer of an experimental investment educational application, announced a new project in the blockchain technology field, leading to a 39.3% increase in the company's stock price.
Key Notes
Green Monster Company announced its plans to enter the blockchain infrastructure sector.
Following the announcement, the company's stock price rose by 39.3% by the 23rd, catching the market's attention.

While social data indicates a "fear of extremism" surrounding Ripple, actual price movements and institutional flows suggest otherwise.

Ripple has once again entered the "extreme fear" zone, similar to what happened on January 2nd.
While Ripple's spot ETFs saw inflows, Bitcoin and Ethereum ETFs experienced outflows.

Ripple Labs has extended its custody alliance with Garanti BBVA to offer XRP, BTC, and ETH to its users
Key Notes
Reece Merrick announced the extension of Ripple and Garanti BBVA’s existing custody alliance.This marks further expansion of Ripple’s acquisition of Metaco in 2023.Ripple recently secured an EMI license from Luxembourg.
Ripple Managing Director Reece Merrick took to X to announce an extension of the blockchain payment firm’s collaboration with Garanti BBVA, a Turkish financial institution. The latter intends to continue using Ripple’s institutional-grade custody technology to secure major crypto assets, including Bitcoin BTC$89 196 , Ethereum ETH$2 932 , and XRP XRP$1.91 .
Ripple’s Metaco Finds a Place with Garanti BBVA
In his X post, Merrick described Garanti BBVA Kripto as “our Turkish partner,” citing that the new deal is an extension of an existing relationship with Ripple Labs. By choosing to continue with Ripple’s custody technology, this banking giant is attesting to the vote of confidence that it has in the San Francisco-based blockchain payment company.
“This renewal is a massive vote of confidence in our joint vision for secure, compliant digital asset infrastructure,” Merrick wrote on X. He added that Garanti BBVA’s retail customers will continue to get access to secure transfers and storage for XRP, BTC and ETH, among other crypto assets.
Garanti BBVA made its foray into the crypto space in late 2024 after it undertook a pilot program with Ripple and IBM. It had about 14,000 early adopters at this initial stage. At the time, this collaboration was designed to enable the bank to securely build, deploy, and manage institutional-grade key management infrastructure.
This strategic deal gave the bank the avenue to offer services covering BTC, ETH, AVAX AVAX$12.17 , USDC, CHZ, XRP and SOL SOL$127.1 .
This saw the bank utilizing Ripple’s Metaco for key management and governance operations, backed by IBM’s hyper-secure LinuxONE servers. Therefore, this latest extension marks further expansion of Ripple’s acquisition of Metaco in 2023.
Ripple Secures Green Light Letter in Europe
Apart from this GarantiBBVA Kripto deal, Ripple has achieved other milestones this year. Last week, it received a “Green Light Letter” from the Commission de Surveillance du Secteur Financier (CSSF).
This is a preliminary approval for an Electronic Money Institution (EMI) license in Luxembourg. It added to its portfolio of over 75 global regulatory licenses.
The regulator has completed its legal review of the application but the license is yet to be fully authorized.
The company is still expected to fulfill specific operational requirements to receive final authorization. Once the full authorization is granted, Ripple gets “passporting” rights to offer services across the entire European Economic Area
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Binance has applied for an EU-wide MiCA license in Greece, marking further expansion of its presence in Europe.
Key Notes
Binance has moved to further establish its presence in Europe by filing for a MiCA license in Greece.This move comes ahead of the July 1 deadline stipulated by EU authorities.KuCoin also obtained a MiCA license in Austria, a sign of the latest trend among exchanges.
Binance has applied for an EU-wide Markets in Crypto Assets (MiCA) license, with the filing in Greece.
It is also setting up a local holding company in the country, under the name “Binance Greece.” This marks a significant step toward strengthening the crypto exchange’s regulatory standing in Europe.
Binance Moves to Secure MiCA Approval Ahead of July Deadline
Once the Hellenic Capital Market Commission approves Binance’s filing for the MiCA licence, the exchange would be allowed to operate and market crypto services across the EU ahead of the July 1 deadline.
Binance Greece, which is part of this latest business in Europe, has been incorporated as a single-shareholder public limited company with an initial share capital of €25,000.
Binance has applied for an EU-wide MiCA license, filing in Greece and setting up a local holding company. If approved by the Hellenic Capital Market Commission, the license would allow Binance to operate and market crypto services across the EU ahead of the July 1 deadline.…— Wu Blockchain (@WuBlockchain) January 23, 2026
The holding company’s primary activities will encompass acquiring and managing equity stakes in companies, both within Greece and abroad.
It also has the responsibility of providing advisory services, particularly those related to capital structuring, investment strategy, and liquidity management.
Binance’s Gillian Majella Lynch will lead the new company. Lynch joined the leading digital asset service provider less than a year ago as Head of Europe and the United Kingdom.
As a senior executive, she boasts several years of experience spanning banking, fintech, and crypto.
Meanwhile, Binance recently listed RLUSD, Ripple’s USD-pegged stablecoin. For now, the offering is only supported on Ethereum ETH$2 930 , with support for XRP Ledger (XRPL) to come later.
This listing is expected to improve RLUSD’s liquidity and trading activity.
MiCA Deadline Puts Crypto Firms in Check
The MiCA July 1 deadline clock has been ticking, forcing crypto firms to make fast decisions.
A month ago, Italian financial market supervisor Consob drew a line in the sand on the regulatory framework.
It clarified that all VASPs that have been on the OAM register since 2024 can continue operating under the old rules only until June 30, 2026.
So far, several crypto firms have secured the license, with more applications currently under review.
In November, KuCoin exchange bagged a MiCA regulation license in Austria.
This means that it has the legal backing to offer its regulated services to residents of Austria as well as across the almost 30 other countries in the European Economic Area (EEA).
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$BNB

US spot Bitcoin ETFs recorded $1.22B in net outflows over four days through January 22, marking the largest weekly outflow in two months.
Key Notes
Data cited from Ecoinometrics shows Bitcoin ETF flows have been in a 100+ day drawdown, showing major demand weakness.Heavy ETF outflows have historically aligned with local BTC price bottoms.Near-term downside risk remains, with traders watching $87,000-$87,500 as a key retest zone for BTC.
Over the past week, US Bitcoin ETFs recorded outflows of $1.22 billion, marking the largest weekly decline in the past two months since November 2025.
The data indicates waning institutional sentiment, as bullish investors have repeatedly failed to push Bitcoin BTC$88 781 above the $100,000 mark.
From a weekly high above $97,000, Bitcoin has dropped nearly 9% and is currently trading around $89,000.
Bitcoin ETF Outflows Show Lack of Institutional Interest
A net $1.22 billion flowed out of the market over the four days through January 22, including $479.7 million on January 20 and $708.7 million on January 21, according to data from Farside Investors.
The pace of outflows slowed significantly during yesterday’s trading session, with just $32 million withdrawn on January 22.
The outflows have largely offset the ETF inflows from the previous week. According to Bitcoin macro strategy platform Ecoinometrics, Bitcoin ETF flows have been in a prolonged drawdown for over 100 days.
This marks the longest period of weakness for BTC ETFs since their launch.
The research firm noted that renewed macro volatility this week disrupted a brief return of inflows from last week, highlighting the continued lack of sustained demand needed for a strong BTC price recovery.
Is BTC Price Forming a Local Bottom?
Heavy Bitcoin ETF outflows have often coincided with local price bottoms. In November, a four-day net withdrawal of $1.22 billion aligned with Bitcoin forming a low near $80,000, before rebounding above $90,000 in the following days.
A similar pattern occurred in March 2025, ahead of tariff-related market turbulence linked to President Donald Trump, when Bitcoin fell to around $76,000
Glassnode data shows the average cost basis for ETF investors is currently $84,099, a level that has repeatedly acted as a key support zone.

Average cost basis of Bitcoin ETF deposits. | Source: Glassnode
However, the pressure on BTC investors may continue in the near term.
Crypto trader Ted Pillows noted that Bitcoin has started losing momentum after a strong start to the year.
Pillows noted that Bitcoin outperformed equities last week but has since given back most of its 2026 gains.
He added that the pullback could continue toward the $87,000-$87,500 range, which he highlighted as an important support area before any potential upside move.
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$BTC

Senator Craig Bowser’s SB 352 uses unclaimed property laws to create a Bitcoin reserve while protecting BTC from transfer to Kansas’s general fund
Key Notes
The bill directs 10% of non-Bitcoin digital assets to the general fund while explicitly exempting Bitcoin from any such transfers.Kansas State Treasurer would administer the fund, with digital assets held by licensed qualified custodians authorized to stake assets for rewards.Bowser also sponsored SB 34 in January 2025 to authorize the Kansas pension fund to invest in Bitcoin ETFs, which remains in committee. .
Kansas Senator Craig Bowser introduced legislation on Jan. 21 that would create a state Bitcoin BTC$88 979 reserve through unclaimed digital assets.
The bill explicitly shields Bitcoin from transfer to the state’s general fund. It takes a custody-focused approach rather than authorizing direct cryptocurrency purchases with state funds.

Senate Bill 352 establishes a “Bitcoin and digital assets reserve fund” administered by the Kansas State Treasurer, according to theofficial bill text.
The legislation amends Kansas unclaimed property statutes to include digital assets, with a three-year abandonment period before the state can claim dormant cryptocurrency holdings.
The bill’s most distinctive provision creates a two-tier treatment for digital assets. Non-Bitcoin digital assets would see 10% of each deposit credited to the state general fund.
Bitcoin receives explicit protection under Section 1(b), which states the treasurer “shall not deposit bitcoin in the state general fund.”
Custody Framework and Staking Provisions
Digital assets reported as abandoned must be delivered to a qualified custodian within 30 days. The bill defines qualified custodians as entities licensed to sell digital assets and offercustody services in Kansas. These include chartered banks and trust companies.
The legislation permits custodians to stake digital assets and receive airdrops.
Staking means earning rewards by locking up crypto to secure a blockchain network, while airdrops are free token distributions.
After three years, these proceeds transfer to the reserve fund if the property remains unclaimed.
State Reserve Movement Context
Kansas joins a growing number of states pursuing Bitcoin reserves. President Trump signed an executive order in March 2025 establishing afederal Strategic Bitcoin Reserve.
The federal reserve has since expanded to over 326,000 BTC following additional seizures.
The Kansas approach differs significantly from Texas, which became the first state to make a direct Bitcoin purchase on Nov. 20, 2025.
Texas acquired $5 million in Bitcoin through BlackRock’s iShares Bitcoin Trust at $91,336 per coin under itsStrategic Bitcoin Reserve program.
SB 352 wasreferred to committee on Jan. 22. The unclaimed property approach follows a similar structure to Arizona’s HB 2749, signed into law in May 2025.
Three states have enacted reserve legislation, with 17 additional states considering similar measures.
Bowser previously sponsored SB 34 in January 2025 to allow the Kansas Public Employees Retirement System (KPERS) to invest in Bitcoin ETFs, but the bill remains in committee with no further action.
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$BTC

UBS Group is planning to debut crypto trading services for its selected wealthy clients, starting with Bitcoin and Ethereum.
Coinspeaker

UBS to Launch Crypto Trading Services for Private Clients
UBS Group is planning to debut crypto trading services for its selected wealthy clients, starting with Bitcoin and Ethereum.
ByGodfrey BenjaminEditorJulia SakovichJan 23, 2026 at 02:38 PMUpdated Jan 23, 2026 at 02:38 PM2 mins read

Key Notes
Swiss banking giant UBS Group has hinted at its plans to launch crypto trading services.It plans to start with Bitcoin and Ethereum for select customers.JPMorgan and Morgan Stanley already plan to roll out a similar service this year.
UBS Group AG is set to launch crypto trading services that cater to private clients. This Swiss banking giant is globally recognized for its wealthy client base. Therefore, this move is quite significant for the broader crypto industry as it could mark the injection of massive liquidity in the coming months.
UBS Group Joins JPMorgan and Morgan Stanley
To kick off its crypto trading services, UBS Group plans to offer Bitcoin BTC$88 979 and Ethereum ETH$2 926 to some selected private clients, according to a Bloomberg report. Notably, this financial institution oversees more than $4.7 trillion in Assets Under Management (AUM). It intends to start with eligible clients in Switzerland, with potential expansion to the Asia-Pacific region and the United States.
The wealth manager is still in the process of selecting partners and has not finalized plans. In the last few months, there have been ongoing discussions. According to some sources who asked to remain anonymous due to the nature of the deliberations, UBS has not made a final decision on how to proceed.
Explicitly, this development further highlights the increasing interest among wealthy clients for digital asset investments. Some other top investment giants have equally begun to explore a similar option. In December 2025, Coinspeaker reported that JPMorgan Chase wants to launch crypto trading for institutional clients.
The project is still in the early research phases, and no launch timeline has been announced. Before JPMorgan, Morgan Stanley introduced cryptocurrency trading on its E*Trade brokerage platform. It will list crypto assets on this platform this year, per its plans.
The Notable Institutional Pivot Towards Crypto
While the latest development is worthy of applause, it is worth noting that it is a stark contrast to the long-held public skepticism of several traditional finance systems.
Back in 2017, JPMorgan CEO Jamie Dimon described Bitcoin as a “fraud.” He even threatened to fire any trader dealing in it.
Not too long ago, he called the flagship cryptocurrency a “pet rock.” Clearly, his stance towards BTC has softened publicly to the point of defending a client’s right to buy it. This change in stance is the same situation with several other entities, especially since Donald Trump became President of the US for the second time.
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Pi hovers near $0.18 as daily trading volume drops 25% to $11M, reflecting bearish sentiment.
Key Notes
Pi has fallen 10% this month and 78% since its February exchange debut.142 million Pi tokens are set to unlock over the next 30 days.Price remains range-bound at $0.18-$0.20, with resistance at $0.20-$0.22.
Even after updates to the Pi Network’s App Studio, sentiment around Pi PI$0.18 remains muted.
The token is testing support near $0.183, with daily trading volumes down 25% to $11 million.
Pi faces a critical point as a major token unlock approaches within the next 30 days.
Pi Remains Under Pressure Amid Bearish Trend
Pi’s broader trend remains bearish. The token has dropped nearly 10% over the past month and is down more than 78% since its exchange debut in February.
Market sentiment is being weighed down by thin trading volumes and low retail participation.
Data from PiScan shows that 142 million Pi tokens are set to unlock over the next 30 days.
This large token release could add further pressure on Pi, reducing the likelihood of a near-term recovery.
Pi’s price has been trading in a narrow range between $0.18 and $0.20, currently hovering just above the $0.18 support level. Resistance is concentrated between $0.20 and $0.22
A sustained move above $0.20 could lead to a test of higher resistance levels, while a breakdown below $0.18 may push the token toward the next support around $0.16.
Pi’s price chart. | Source: TradingView
The Relative Strength Index (RSI) is near 40, indicating the market is balanced between buying and selling pressure.
The MACD is showing a weak bearish signal, with the MACD line below the signal line, suggesting muted momentum and the potential for further downside.
Pi Network Unveils Updates to Pi App Studio
In a recent blog post, the Pi Core Team announced updates to its App Studio, including a new Pi payment integration.
The feature allows users to add in-app Pi payments without technical expertise.
Currently, payments are limited to Test-Pi and only work within a single active session, enabling use cases such as unlocking additional features or purchasing in-app items. The team noted:
“With the current version of the feature, creators can add Test-Pi payment interactions that apply during a single active session (while the app is in use)… A single “session” refers to one self-contained instance of activity in an app, such as a round, task, or experience.”
The Pi Network team also introduced a feature that lets Pioneers deploy app iterations by watching ads instead of paying with Pi.
This change is intended to expand access for users who have not yet migrated and for those with limited Pi balances.
Degen Meme Coin Maxi Doge Raises $4.5M in Presale
Degen meme coin Maxi Doge (MAXI) is turning heads after its presale raised over $4.5 million.
True to its name, the project leans into max leverage trading and comes packed with community-focused features that keep investors engaged.
The project also offers staking rewards and runs a trading group where top performers earn MAXI tokens.
On top of that, the team is planning partnerships aimed at boosting perpetual-based trading, adding more ways for users to profit and participate.
Tokenomics of Maxi Doge
Ticker: MAXI
Price: $0.0002795
Funds Raised: $4.5 million
Under the presale setup, 40% of the total token supply is open to the public, with a hard cap of $15.76 million. Once that limit is hit, the presale will close and MAXI is expected to hit decentralized exchanges, setting the stage for what could be an explosive launch.
Check out our guide on how to buy Maxi Doge so you can get in on the ground floor before it hits the DEXs.
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The company holds approximately 5,398 Bitcoin worth around $480 million while its healthcare business continues through a subsidiary.
Key Notes
David Bailey, CEO of Bitcoin Magazine parent BTC Inc, leads Nakamoto Inc.as chairman and chief executive.The stock has declined roughly 95% from its May 2025 peak and received a NASDAQ delisting notice in December 2025.Healthcare operations continue through Kindly LLC while the Bitcoin business operates under Nakamoto Holdings Inc.
KindlyMD, Inc. has changed its corporate name to Nakamoto Inc. following its merger with Nakamoto Holdings in 2025.
The rebrand aligns the company’s identity with its long-term Bitcoin BTC$89 305 treasury strategy.
Chairman and CEO David Bailey described the move as an effort to eliminate ambiguity around the company’s objectives and reinforce its role as a Bitcoin-focused enterprise.
The company’s common stock and warrants will continue trading under the NAKA and NAKAW ticker symbols, according toNakamoto Inc.’s announcement.
The healthcare business will operate through Kindly LLC, a subsidiary it fully owns, while Nakamoto Holdings Inc. manages the Bitcoin operations.
Bitcoin Treasury Holdings
Nakamoto Inc. holds approximately 5,398 Bitcoin worth around $480 million at current prices, according todata from BitcoinTreasuries.net.
The company ranks approximately 20th among public corporate Bitcoin holders globally.
The company acquired 5,764 BTC in August 2025 at an average price of $118,204 per coin for approximately $679 million.
Nakamoto subsequently used 367 BTC for strategic investments in Bitcoin-focused companies including Metaplanet Inc. in Japan and Treasury BV in the Netherlands.
Strategy, formerly MicroStrategy, holds 709,715 BTC valued at over $63 billion, making it thelargest corporate Bitcoin treasury globally.
Nakamoto’s holdings represent less than 1% of Strategy’s treasury by comparison.
Regulatory Challenges
The company received a NASDAQ delisting notice in December 2025 after its shares traded below the $1 minimum bid price threshold for 30 consecutive business days.
Nakamoto Inc. has until June 8, 2026 to regain compliance by maintaining a share price above $1 for at least 10 consecutive trading days.

NAKA stock price from February 2025 to January 2026. | Source: TradingView
The stock has declined approximately 95% from its May 2025 peak of around $34.77. Shares traded at approximately $0.42 on Jan. 20, giving the company a market capitalization of roughly $185 million.
The company had raised approximately $740 million from institutional investors to fund its Bitcoin acquisitions.
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$

Ethereum kicked off 2026 with a strong breakout above $3,000, but has since slipped back below that key psychological level.
The $3,400 zone continues to act as a major resistance, with weekly candles showing multiple rejections at that range.
Still, analyst Ali Martinez believes Ethereum could be gearing up for a significant rally, as on-chain activity surges.
Before bulls can take control, though, reclaiming $3,000 remains the crucial first step.
On-Chain Activity and ETF Demand
As per Martinez, network activity shot up in early January. Daily active addresses doubled in two weeks and now sit above 800,000. At the same time, spot Ethereum ETFs added about 158,545 ETH since late December, worth roughly $520 million at current prices.
This flow removes liquid supply from the market. Fewer coins on exchanges mean less sell pressure during corrections. That is why dips stay shallow for the second-largest cryptocurrency.
ETH Price Analysis: Support Needs to Hold for Higher Prices to Come
Ethereum remains in a key compression zone, but bulls are still in control as long as weekly closes hold above $2,800.
On-chain cost data shows intense demand between $2,772 and $3,109. This support band has already absorbed several sharp pullbacks, suggesting buyers are defending this range aggressively.

Source: TradingView
If ETH can close a weekly candle above $3,400 and flip that level into support, the chart opens up a clean move toward $4,000.
Longer term, the projection points to a target of $14,000–$15,000 if momentum continues.
However, if Ethereum fails to break $3,400 and loses the $2,800 level, momentum shifts to the bears.
That would place $2,100 as the next major support zone, implying a potential 26% drawdown and extended sideways action.
Ethereum’s Comeback Opens up a Major Opportunity for ETH-based Maxi Doge ($MAXI)
As the demand for ETH resumes, early-stage meme coins are once again back in the market spotlight. Among them, Maxi Doge ($MAXI) steps forward as a higher beta opportunity, boasting an expanding community.
Maxi Doge is creating a place for high-energy traders where they can trade ideas, market entries, and early setups. Everyone is welcome and focus is on gains.
The $MAXI presale has already raised about $4.5 million, showing huge interest from whales and early buyers.
To buy $MAXI before it lists on exchanges, head over to the official Maxi Doge website and connect a supported wallet (such as Best Wallet).
You can swap existing crypto in your wallet or a bank card to complete the transaction in seconds.
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$ETH