AT THIS POINT — ARE YOU RIGHT OR WRONG?

AT THIS POINT — ARE YOU RIGHT OR WRONG?

In investing, wealth isn’t determined by how much the price goes up…

It’s determined by whether cash consistently flows into your pocket.

Let me reframe your story through a financial lens, so everyone clearly understands the true nature of cash flow.

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Case 1: Property bought at 3.9B → sold at 11.53B

• Purchased in 2018: 3.9B

• Sold today: 11.53B

• Gross profit: 7.63B

• Price appreciation: ~195%

But here’s what matters more:

If at purchase you only needed:

• 1.5–2B in your own capital

• The rest financed by bank loans

Then your return on actual equity is far higher due to financial leverage.

Example:

• Equity invested: 2B

• Net profit after settlement: ~7B

→ ROI on real capital: ~350%

👉 This is the power of leverage.

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Case 2: Penthouse — $1M → 70B

Assume:

• Bought in 2021 at ~23–24B (exchange rate at the time)

• Sold today at 70B

→ Capital gain: ~45B

If during those 3–4 years:

• Rental income: 80–120M/month

→ Average ~1B/year

→ ~3B in cash flow over 3 years

👉 Total profit is not just price appreciation,

but operating cash flow plus capital gain.

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So how does this compare to gold?

Gold characteristics:

• ✔ Strong price appreciation

• ✔ Store of value

• ❌ No cash flow

• ❌ Limited leverage

• ❌ No operational use

If you bought 3.9B worth of gold in 2018:

• You needed 100% cash

• It generated zero income while holding

Meanwhile, real estate allows:

• ✔ Bank leverage

• ✔ Rental income

• ✔ Capital rotation

• ✔ Collateral for further investments

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The core question: What is cash flow?

Cash flow = real money received monthly or annually.

Example:

• Rental income: 30M/month

• Annual: 360M

• Over 5 years: 1.8B

Without selling, the asset is already producing money.

That’s the difference between:

• A dead asset

• And an operating asset

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A business-minded investor understands this:

You don’t get rich by holding assets.

You get rich by making assets move.

A good asset must have at least one of these:

1. Price appreciation

2. Cash flow generation

3. Capital recycling potential

If it has all three → that’s a strategic asset.

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Important professional insight

Not all real estate generates cash flow.

You must distinguish between:

• Speculative assets

• Income-producing assets

• Wealth-preservation assets

If you buy land that:

• Can’t be rented

• Can’t be exploited

→ Then it behaves just like gold.

So the real question isn’t:

“Gold or real estate?”

It is:

“Does this asset generate cash flow?”

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Conclusion

Business people don’t measure wealth by price increases.

They measure it by:

• Monthly cash flow

• Return on actual equity

• Ability to replicate assets

Gold preserves money.

Real estate—done right—creates money.

And once you truly understand cash flow,

you stop arguing about “which asset rises more”

and start asking:

How long can this asset feed me?