What is SAFU?
SAFU (Secure Asset Fund for Users) is Binance's emergency insurance fund—established in 2018 to protect user assets during extreme events like hacks or system failures . Think of it as a safety net funded by a portion of trading fees, held separately from user funds .
The Recent $1 Billion $BTC Bitcoin Move 🔄
On February 12, 2026, Binance completed converting its entire $1 billion SAFU reserve from stablecoins into 15,000 BTC . This 30-day plan was finished in under two weeks, with a final purchase of 4,545 BTC .
Why $BTC Bitcoin? 🤔
Binance stated this "reinforces our belief in BTC as the premier long-term reserve asset" . It reflects a broader trend of companies adopting Bitcoin as treasury reserves amid inflationary pressures .

The $800 Million Safeguard 🛡️
If Bitcoin volatility drops SAFU's value below $800 million, Binance pledges to replenish it back to $1 billion . This ensures the safety net remains adequate regardless of price swings.
Where Did "SAFU" Come From?
The term originated from a 2018 viral video by YouTuber Bizonacci, parodying Binance's former CEO CZ repeatedly saying "funds are safe" . What started as a meme became formalized into an industry-leading protection fund.
Why This Matters for Users
SAFU represents a public commitment to user protection—transparency through public wallet addresses and a clear plan for extreme scenarios . In an industry where trust is everything, it's one more layer of security.
Educational purposes only. Always do your own research. 🔍
