💀 I took $150,000 in loans to buy crypto.

4 years have passed. Here’s what came of it.

I'll say right away:

this is not advice,

not an advertisement,

and not a story of 'how to get rich quick'.

These are just facts 👇

🧨 What I did

In the last 4 years I:

took out ~$150,000 in personal loans

used 0% balance transfer credit cards

bought 4.75 BTC

paid ~$17,000 in interest

Yes, I consciously went into debt for Bitcoin.

📅 Today (February 5, 2026)

BTC Price: $70,000

My 4.75 BTC = $356,000

Average purchase price: ~$35,000

Total cost: ~$167,000

👉 Unrealized profit: +113%

👉 In cash: +$189,000

😮 Main update

The most important thing is not the price of BTC.

I have completely closed ALL debts.

No bankruptcy.

No margin calls.

No panic.

Why?

Because I never took more than I could service.

📉 And now for the most controversial

Honestly?

The price movement of Bitcoin has disappointed.

But I see this as an opportunity.

If BTC breaks below $70,000 (very likely, around 200 SMA) —

I plan to take another $50,000 in credit.

As long as we are in the range of $70–80k,

I do it every month:

I throw in my salary

I continue to stack BTC

even while paying off debts — I was buying

🧠 Moral (if there is one)

Debts are a tool, not evil

Risk ≠ recklessness

The most dangerous moment is not the price drop, but the lack of a plan

❓ Question to you: Would you: 1️⃣ Never do that

2️⃣ I would do the same

3️⃣ He said I was just lucky

Write the number in the comments 👇

This post will save you nerves in the next cycle 📉📈

#Bitcoin #CryptoNews #BinanceSquare #CryptoBoom #Binanceholdermmt $BTC

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