Having money piled up in an account does feel safe. But did you know?
According to several financial experts, keeping too much money in the bank without a strategy can backfire.
Why?
Because money that just “sits” in the account:
• 📉 Is eroded by inflation every year
• 🚫 Does not generate optimal returns
• ⏳ Loses investment opportunities
• 💤 Appears safe, but its value slowly diminishes
The ideal balance in a transaction account should be enough for daily needs for 1–2 weeks only.
Too little causes stress. Too much? You could quietly lose money.
This means that saving is not prohibited. But money needs to be managed, divided, and optimized:
• Emergency funds remain safe & liquid
• Routine needs funds are separated
• Growth funds are allocated to instruments according to risk profile
The question now is:
Are you still sure that just saving is the best solution?
It's time to reevaluate your money management before it's too late. Because what makes you rich is not just hard work, but strategy.
!! Disclaimer: This post is intended for educational purposes only, not an invitation to buy or sell assets
