The cryptocurrency wallet of 2026 is no longer just a tool for storing coins.
It is becoming your on-chain "second ID card" -
- It remembers all your on-chain activities (more honest than any credit report)
- It can prove "what you have done" (rather than "who you are")
- Future banks/employers/DAOs are likely to check your wallet first, then your resume.
Here is an intuitive counterexample:
Imagine, in 2027, when you apply for a Web3 position, the other party does not look at LinkedIn, but directly opens your ENS domain or Primary Wallet:
"Oh, you participated in the Plasma mainnet test in 2025, helped a friend with cross-chain bridging in 2026, and held a certain RWA gold token for more than 180 days... credit score +78, eligible for loan."
This is not science fiction; it is the path that RWA + on-chain identity is paving.
Protocols like Ondo and Centrifuge are already putting real assets on-chain, and BlackRock's BUIDL fund has already exceeded 10 billion dollars - they are not looking for your KYC photo, but your on-chain "behavioral history."
Binance Wallet can now show your on-chain "persona":
Holding duration, interaction frequency, participation in governance... all of these are silently scoring.
