One of the three great misfortunes in life is achieving success at a young age.

Earning money in your twenties that others may never touch in a lifetime, with flowers, applause, and luxury cars coming in succession, as if the world has been conquered. The most dangerous thing at that moment is not the extravagance, but believing that "it will always be like this in the future." Young people easily mistake a temporary opportunity as their own strength, treating a leveraged bull market as an eternal trend.

However, the cruelest joke of fate often hides behind the spotlight. The market turns, projects go to zero, friends turn against you, family changes… the once spirited enthusiasm can quickly turn into a negative life.

Therefore, when money comes quickly, it's even more important to ruthlessly leave behind a "safety asset"—cash, gold, and government bonds that are not for show, not leveraged, and do not touch the principal.

It is not meant for enjoyment, but to buy the chance to stand up again during the darkest nights.

Achieving success at a young age is a divine buff, but do not let it become a debuff in life. Keep a good fallback plan, and you will be worthy of a greater future.