This question comes back like a boomerang, especially among those who are just starting their adventure with the crypto market. The answer is not binary, as it all depends on the approach, knowledge, and expectations.
Cryptocurrencies are a market with very high volatility. On one hand, they offer the chance for high returns in a relatively short time, while on the other hand, they carry real risks of losses. This is not a bank deposit or a savings account. Here, the price can rise or fall by several percent in a single day, and one must be mentally prepared for that.
Is it worth it? Yes, but under certain conditions. First of all, only invest funds that you can afford to lose. The second point is education. Understanding the basics, such as market capitalization, market cycles, the difference between trading and long-term investing, or the importance of diversification is crucial.
For many people, a good start is the DCA strategy, which means regularly investing smaller amounts in selected projects rather than making a one-time investment with all your capital. This helps to reduce the impact of emotions and market fluctuations. It's also worth focusing on projects with solid fundamentals, rather than solely on temporary trends or 'hot tips' from the internet.
Investing in crypto is not for everyone, but for those who are patient, disciplined, and willing to learn, it can be an interesting element of building a long-term portfolio. The key is common sense, a plan, and a cool head, regardless of whether the market is in a bull or bear phase.
