The Great Revolution: Why Are Global Banks Preparing to Knock on the Doors of Pioneers? by ARC-314
Fifteen years ago, predicting that the price of Bitcoin would reach $85,000 would have brought you nothing but ridicule from Wall Street. Today, these same institutions are creating Bitcoin exchange-traded funds (ETFs) to avoid disappearing from the market.
But with the Pay network, history will not repeat itself; it will flip. It will not be the pioneers waiting for banks' approval, but banks begging to access the network's liquidity.
1. Global Consensus Value (GCV) at $314,159: more than just a number, an accounting standard.
The ongoing debate about the price of Pay often overlooks the essence of the matter. The Global Consensus Value (GCV) is not a speculative price; it is a sovereign accounting unit.
Thanks to stability protocols developed by pioneers like Kosasi (Global Connect), the price of Pay is no longer tied to the dollar.
With the launch of the PiUSD currency and Global Ledger Token (GLT), the system creates a decentralized central bank. Using Pi as collateral provides stable liquidity worth GCV. The result: a circular economy where users buy, sell, and save without needing to convert assets into low-value fiat currencies.
2. The hidden infrastructure: Gargura and ISO 20022 standard.
While skeptics wait, the future banking infrastructure is already programmed. The emergence of the digital Gargura Bank on the network proves that the "original banking system for Pi" is ready to operate.
Identity and domains: banks are currently racing to acquire .pi domain names and are preparing their wallets to avoid disappearing.
Interoperability: By adopting the ISO 20022 standard, the Pi network speaks the language of global banks, but quickly and securely (quantum-resistant) the SWIFT system will not be able to match them.
3. Giants attack: HSBC, Chase, and Kakao Bank.
What was once just a rumor yesterday has become a tangible reality. Recent reports reveal tensions between traditional financial infrastructure and the Pay network.
⬅️ HSBC and Chase: experimental mergers mimicking cross-border cash flow management using the Stellar protocol (version 20+). These giants are already training to use Pay as a top-grade reserve asset.
⬅️ Kakao Bank: In South Korea, this digital bank is testing transaction value offerings based on Pay consensus to attract the pioneer generation.
⬅️ Trojan Horse: The global shift to the ISO 20022 digital standard in November 2025 paved the way. Banks like JP Morgan Chase no longer need to learn a new system: Pay integrates directly into their existing payment systems.
4. Why do banks have no choice anymore?
Traditional financing relies entirely on deposits. With over 60 million documented pioneers, the Pay network has the largest database of creditworthy customers in the world.
If any bank refuses to integrate Pay as collateral worth GCV, it loses its customers to digital banks like Gargura. To survive, these banks must become "nodes" in the Pay network, accepting our assets on terms set by the community.
Summary: The end of mediation.
We are no longer in the speculation phase but in the technological acquisition phase of the market. Kosasi's code and community loyalty have built an impregnable wall of value. In 2026, the scales tipped. Liquidity is in our hands. The rules are in our code.
Get ready: Pay will not go public; the stock market enters the Pay era.
