INSIGHT: $FOGO

FOGOUSDT

Perp

0.02201

+6.68%

THIS IS WHY BANKS ARE PANICKING ABOUT STABLECOINS $ROSE

ROSEUSDT

Perp

0.0127

+0.63%

New data shows how exposed U.S. banks really are. $SOMI

SOMIUSDT

Perp

0.1995

+7.54%

For most banks, net interest margin (NIM) makes up 50% to 70% of total revenue. That’s the spread they earn by paying you almost nothing... and lending your money out.

Now enter stablecoins:

Pay users yield

Settle instantly

Run 24/7

No fractional reserve games

Regulators are finally admitting it: stablecoins are a bigger threat to banks than crypto trading ever was.

This isn’t about speculation. It’s about stablecoins attacking the core profit engine of banking.

If deposits migrate on-chain, NIM collapses, and that’s why banks are lobbying so hard right now