I think the issue of whether 'XPL is suitable for ordinary retail investors' depends on how you look at it. To put it simply, it’s not the kind of coin that can be understood at a glance or has daily hype; it’s more like one that’s slowly refined and placed in a corner. When I look at XPL, my first reaction is not 'Will it surge immediately?' but rather 'Does it have some utility?'. If a coin only has a price story and no practical use, I generally can't hold onto it; but XPL at least has some value in terms of functionality and positioning, which is quite important for retail investors because we can't compete with fast news or the rhythm of large funds, we can only rely on time to create space.
From the perspective of price fluctuations, XPL is not the kind of meme coin that moves dozens of points in a single day, which is actually a good thing for ordinary people. Too stimulating a market can easily lead to chasing highs when emotions run high, ultimately resulting in lifting the cart for others. When I hold XPL, my mindset is more about waiting for a 'discovery' process rather than betting on it taking off tomorrow. Of course, the reality is also that its discussion volume is not high, and its liquidity is not top-notch, which means that once the market turns bad, it might not be easy to exit quickly, presenting a risk for retail investors.
I tend to view XPL as the type of coin that is either slowly coming out or is completely ignored. Whether it is suitable for retail investors depends on how you hold it. If you are the type who watches the market every day and wants to double your investment through short-term trades, I think XPL is not very friendly; but if you are willing to hold it for a while and can resist the urge to act, it is actually more suitable. Because there is less emotional interference, you are not easily swayed.
Another point is that I think ordinary retail investors are more likely to be harvested by popular coins and have their mindset worn down by obscure coins. XPL is currently obviously less popular, which is both a disadvantage and an opportunity. The disadvantage is that no one is there to help you lift it, while the advantage is that you are not buying at the hottest moment. For me, XPL feels more like a coin used to test patience and judgment rather than a tool for impulsive trading. So from my perspective, XPL is not 'suitable for all retail investors,' but rather more suitable for those who are not in a hurry, are not anxious, and are willing to wait. If you ask me for a one-sentence conclusion, I would say: it is more suitable for slower retail investors, not for those who want to double their investment every day.
