In 2026, a Binance P2P "Offer" (or advertisement) is a listing created by a user or merchant to buy or sell crypto at a specific price using a chosen payment method. To make sure you are getting a legitimate and safe deal, keep these tips in mind:

​How to Spot a Safe Offer 🛡️

​Verified Merchants: Prioritize offers from traders with the yellow badge next to their name. These merchants have undergone extra identity and trade history verification.

​Completion Rate: Look for an offer where the merchant has a 95%+ completion rate. A rate below 80% often indicates the trader frequently cancels orders, which could waste your time or lead to disputes.

​Realistic Pricing: If an offer’s price is significantly better than the current market rate, it is often a "too-good-to-be-true" trap used by scammers to lure you in.

​Terms and Conditions: Always read the "Terms" section of the offer carefully. Some merchants may require specific verification steps (like showing a government ID) before they proceed with the trade.

​Red Flags to Watch Out For 🚩

​Requesting Off-Platform Contact: Never engage with an offer if the trader asks you to move the conversation to Telegram or WhatsApp. This voids Binance's protection.

​Third-Party Payments: Avoid offers where the merchant says a "friend" or "cousin" will pay. The name on the bank account must exactly match the name on the trader's Binance account.

​Pressure Tactics: Be wary if the trader uses extreme urgency, claiming they are "in a rush" to get you to release crypto before you've verified the funds in your bank.