Here's what's worth unpacking about the Claver/$XRP $1,000 conversation. The thesis isn't simply "number go up." His argument is structural — that banks won't touch an asset that's easily moved by inflows and outflows, and that a much larger market cap creates the price stability institutions actually need before they commit to using XRP as a settlement layer at scale. BNY Mellon, Citi, JPMorgan, Franklin Templeton — these names keep coming up as the potential institutional entry points, routed through products like Ripple Prime.
What stood out to me though: Claver predicted $100 XRP before end of 2025. XRP was sitting near $1.84 on December 31. He's since moved the thesis forward to 2026, citing regulatory timing and institutional build-out. Standard Chartered's Geoffrey Kendrick, a more measured voice, has an $8 $XRP target for 2026. The gap between $8 and $1,000 is the entire story here.
Whether or not the number is reachable, the underlying adoption argument is the one worth watching.