Vitalik Buterin believes the next generation of crypto wallets could integrate artificial intelligence to help users manage funds more efficiently — but with strict security boundaries.

According to Buterin, AI should function as an assistant rather than a controller. Instead of executing transactions directly, AI would suggest transaction strategies, help optimize gas fees, and guide users through interactions with DeFi protocols.

To reduce risk, a local light client could simulate the transaction before it happens. This allows users to review the expected outcome and manually approve the transfer, ensuring that ultimate control always remains with the wallet owner.

Buterin also stressed that he would not trust large language models with multi-million-dollar transactions, emphasizing that security must remain the highest priority in wallet design.

AI could soon play a role in guiding crypto wallet activity — but in Buterin’s vision, humans will always hold the final key.

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