To be in the top 1% of XRP holders, you need about 46,000 XRP.
At today’s market price (~$1.46 per XRP), that’s roughly $67,000 USD.
That’s not even the price of one Bitcoin.
You don’t need to buy it all at once.
Just start stacking piece by piece.
Slow accumulation still gets you there.
The real difference between the top wallets and everyone else is simple:
They started.